• 75% of the Appraised Value of Gold.
• Minimum Amount - Rs. 5000/-
• Maximum amount - Rs. 35 Lakh.
  Subject to a ceiling of Rs. 35 Lakh per Borrower under four schemes viz Swarna loan, Swarna OD, Swarna Express & Swarna Monthly Interest.

Pledge of

• Gold ornaments/Jewellery.
• Specially minted Gold coins sold by banks up to 50 grams per customer.

• Revolving Credit Facility tenable for 24 Months subject to Annual Review.
• Interest to be serviced as and when due at monthly intervals.

Swarna loan

0.30% of the Loan amount with a minimum of Rs.250.00 and maximum of Rs.3000.00

Swarna Overdraft

Swarna Monthly Interest