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  • The facility will be available 24*7.
  • Seamless customer journey.
  • No Physical visit to the branch. Complete END to END digital journey.
  • Pre-Approved limit for Existing customers.

A special scheme for funding any genuine requirements other than speculative purposes with quick disbursement through Straight-through-Processing (STP) 24*7 at convenience of customers.

Quantum Minimum Rs. 50000 to Maximum upto Rs.10.00 Lakh.
Margin Nil
Repayment Minimum 12 Months to Maximum 60 Months.
Security Nil (Co-Obligation Waived)
Processing Charges 0.50% of the loan amount with a minimum of Rs 500/- and maximum of Rs 2500/- (excluding applicable taxes).
Processing Charges 0.50% of the loan amount with a minimum of Rs 500/- and maximum of Rs 2500/- (excluding applicable taxes).
Other Charges As Applicable.

Loan Amount will be credited through Ai1 app/Internet Banking/Bank Corporate Website/SMS platforms under STP mode directly to Salary A/C of the Borrower.

  • All existing salaried individuals are eligible under the scheme subject to terms and conditions.
  • CIC Score: 700 & above
  • Age: Minimum entry age 21 years & Maximum entry Age 55 years.
  • Income Criteria: Minimum salary credit of Rs. 50000/- per month
  • NTH: Minimum Net Take Home Salary (NTH) of borrower should not be less than 25% or Rs. 10,000/- p.m. whichever is higher after meeting instalments of all existing loans and proposed loan.

Digital Documentation shall be invoked based on Aadhar number enabled OTP for consent/ acceptance for execution of E-stamping & E-Signing as per sanction terms & conditions.

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Last updated on 18-04-2024 06:56 PM

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