Canara Premium Payroll Package Silver

In-built Insurance	Free Term Life Insurance.
	Free Personal Accidental Insurance.
	Free Air Accidental Insurance
NEFT/RTGS/IMPS	Free
SMS ALERTS	Free
Cheque Book facility	200 cheque leaves/annum
Demand Drafts	Two DDs free/per month to the extent of average balance available in the account
	Cash Withdrawal / day - ₹ 1,00,000 per day.
	POS Limit/day - ₹ 5,00,000 per day.
Debit Card – Rupay Platinum card	NFC (Contactless)/day - ₹ 25000 per day.
(Issuance & AMC Free)	Debit Card transactions :
	Free unlimited at our Bank ATMs. Transactions at other Banks - 3 at Metro centres and 5 at Non Metro Centres .
	Lounge access a) 1 (one) Domestic Airport lounge access per quarter ( 20+Domestic Airport lounges ) b) 2 (two) International Airport lounge access per annum ( 500+ International Airport lounges )
	Discounts/offers on various e-com sites, OTT etc.
Credit Card	Will be issued free of charge, credit limit based on annual income.
Credit Card	All other charges will be applicable.
Pass sheet	Once in 15 days through email. To be enabled at Account Level.
Instant Overdraft	Permitted up to 50% of previous month’s net salary (maximum 2 occasions in a calendar year) subject to the following ceiling :
	Maximum Instant OD
	Upto ₹ 10,000/-
	Period of TOD is maximum for 15 days.
	Interest applicable
Locker Operations	Unlimited free
Resetting of IMB password	Free
DEMAT account	Available with Online Trading Account

Minimum Balance Requirement	NIL
Nature of Account	Payroll Account
Service Charges for non-credit of Salary	In case of non-crediting of salary for three continuous months or four months in discrete way in the financial year or prorate basis, penalty of Rs. 250 plus applicable GST will be levied.
All the features/benefits/applicable charges are subject to regular salary credit/other term & conditions.

Savings Bank Account