In-built Insurance
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Free Term Life Insurance.
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Free Personal Accidental Insurance.
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Free Air Accidental Insurance
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NEFT/RTGS/IMPS
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Free
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SMS Alerts
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Free
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Cheque Book facility
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Free 200 cheque leaves/annum
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Demand Drafts
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Free unlimited to the extent of average balance available in the account.
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Debit Card – Rupay Platinum card (Issuance & AMC Free)
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Cash Withdrawal / day - ₹ 1,00,000 per day.
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POS Limit/day - ₹ 5,00,000 per day.
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NFC (Contactless)/day - ₹ 25,000 per day.
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Debit Card transactions :
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Free unlimited transactions at our Bank. At other Banks – 3 at Metro centres and 5 at Non Metro Centres.
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Lounge access
a) 1 (one) Domestic Airport lounge access per quarter ( 20+Domestic Airport lounges )
b) 2 (two) International Airport lounge access per annum ( 500+ International Airport lounges )
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Discounts/offers on various e-com sites, OTT etc.
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Credit Card
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Issuance Free Annual Maintenance Charges (AMC) -25% waiver.
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Concession on locker Rent
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5 % waiver
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Locker Operations
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Unlimited free
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Instant Over Draft*
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2 months net salary up to – ₹ 1 lakh Instant Over Draft facility is available in ai1 as well as at branches.
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Processing Charges on Retail Loans
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25% concession in processing charges.
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Personal Loan
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Personal Loan facility is available with Competitive ROI.
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Special Feature
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Free Zero balance Family Accounts (Spouse+ 1 Children).
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DEMAT account
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Available with Online Trading Account.
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