Avail loan by pledging your investments in approved Shares, Debentures, Bonds or Units to meet their business needs and / or other genuine personal needs.

• Maximum loans upto Rs.20 lacs if demat account is maintained with DPs of our bank.
• Shares and Debentures - upto 50 % of market value.
• PSU Bonds upto 70% of Market Value.
• Units of UTI and CBMF - 50% of NAV or market value whichever is less.

Margin of minimum 30% to be maintained.

• Nominal processing fee of 0.1% on the loan amount with a Minimum of Rs. 100/- and maximum of Rs 250/-.
• In case of OD, charges as above are to be collected for every renewal / enhancement.

• Security of the shares / debentures / bonds as per the approved list circulated from time to time.
• Securities can be replaced / substituted during the currency of the loan upto 10 times. Nominal charges for substitution of securities.

• Repayment upto 60 months. EMI also acceptable.
• Selectively OD limit is also considered.

Proof of Identity
PAN CARD/Driver’s License/Voter ID /Passport/ Aadhar Card etc.

Proof of Residence
Driver’s License/Voter Id/Passport / Aadhar Card / Electricity Bill/Telephone Bill   etc., /Business Proof related GST and others.