• Higher loan quantum.
• NIL processing charges.
• NIL Margin.
• Lower Rate of Interest.
• Reducing Balance Interest Rate.
• No pre-payment penalty.
• Quick loan approval & disbursement.

Repayment Structure for Pensioners

The following types of pensioners who are drawing their pension through our branches are eligible for financial assistance under the scheme:

• All Central Government Pensioners (viz., Central, Civil, Railways, Defence, Armed Forces, Defence Civilians and Freedom Fighters etc).
• All State Government Pensioners.
• Pensioners of all Government Department Undertakings.
• Pensioners of all Public Sector Undertakings/Corporate Pensioners.
• Family Pensioners of all the above categories.

• Stipulated Loan Application with 2 passport size photos of applicant / Co-applicant or guarantor.
• KYC documents of applicant/Co-applicant or guarantor.
• Proof of Residence (Driver’s License/Voter Id/Passport / Aadhar Card / Electricity Bill/Telephone Bill etc., and others.