Zero balance account
Free one certificate course from Coursera for customers maintaining a QAB of Rs. 5000.
One more free course to be offered to the customers who are
- Maintaining QAB above 25,000 and cross a threshold level for number of debit transactions of 50 in 6 months
- For customers availing education loans.
Free Issuance of Rupay Platinum Millennial Card
Nil AMC on the debit card until the age of 28 for the customer.
Free SMS alerts
0.50% concession in ROI of fresh education loan, over and above any existing concession for customers maintaining a QAB of Rs. 5000/-.
PAI cover of 6 Lakhs (Card based + Cancare Policy)
Card based offers on Amazon, Swiggy one, BookMyShow and Gaana
Airport Lounge Access

Services			Features
Eligibility			All Resident individuals in the age group 18-28 years
Minimum balance requirement			Nil (If course not availed from Coursera)
			QAB Rs. 5000/- (If course availed from Coursera)
SMS Alerts			Free
Debit card			Rupay Platinum Millennial Card
Mobile Banking/Internet Banking			Available
NEFT/RTGS/IMPS/UPI/DD			Available
Debit Card Issuance charge			Nil
AMC of Debit Card			Nil until the age of 28
Cheque book			25 leaves free per annum free
Personal Accident Insurance	Self		Rs. 6 lakhs (card based* + Cancare policy)
	Spouse		Rs. 2 lakhs (Cancare Policy)
Air Accident Insurance	Self		Rs.8 Lakhs (Cancare Policy)
	Spouse		Rs.4 Lakhs (Cancare Policy)
Baggage Insurance			Rs 50,000/- (Cancare Policy)
Purchase Protection Cover			Rs 50,000/- (Cancare Policy)
Non-Maintenance of QAB charges			Nil (If course not availed from Coursera)
			Up to Rs. 250/- (If course availed from Coursera)
Free certificate course from Coursera			Maximum of two courses subject to terms and conditions
ROI concession for Education Loan			Additional 0.50% concession over and above the existing ROI if any, for fresh education loan for customers Rs. 5000/- QAB. (Education loan sanctioned on or after opening of Canara Aspire account will be eligible for ROI concession)
Account Portability		From	From all accounts
		To	Anytime to Premium Payroll Accounts after opening of Account To all other accounts after 1 year of opening the account
Other conditions			Only one account per customer can be opened Joint accounts are not allowed
Mode of Account Opening			CPH, Tab Banking, Online Account Opening through VCIP, Aadhar based A/c opening, Diya, KIOSK and through any other digital channels
Free ATM card access in our branch ATM per month			5 Transactions (Financial + Non-Financial)
Free ATM card access in other bank ATM per month			3 at metro and 5 at other centres
ATM Cash Withdrawal Limit			Rs.1,00,000/-
POS Limit			Rs.5,00,000/-
Account closure charges (From 14 days till one year)			Rs. 500/- + GST (If course not availed from Coursera)
			Rs. 1000/- + GST (If course availed from Coursera)

This product is suited for Resident individuals aged between 18 to 28 (both ages included).

Application in the Banks prescribed form.
Specimen Signature Card.
Copy of PAN Card / Form 60 or 61 (if customer does not have PAN Card).
Photograph of depositor/s (2 copies).
Proof of identity and address as per KYC Norms-

Premium Rupay Millennial Platinum Debitcard with various benefits
To know about features offered by Rupay Platinum Debit Card Click here

Brand	Offer
Amazon	Flat 20% off up to INR 100; Min purchase- INR 129; every Friday, once a month
Gaana Subscription	Annual membership
Swiggy One lite	Annual membership (yearly 4 quarterly vouchers, effectively annual subscription)
Book My Show	Flat Rs. 250 off on minimum purchase of 2 movie tickets once per month
Lounge	2 Complementary domestic visits per quarter and 2 Complementary international visits per year – The list of participating lounges is available in Rupay website https://www.rupay.co.in/
PAI	Cover up to INR 2 lakhs

Charges for Non-Maintenance of Minimum Quarterly Balance:

(For customers availing Coursera course)

Average Quarterly Minimum Balance to be Maintained in the account against stipulated amount	Charges per Quarter on violation of Minimum QAB
Rs.4,999 to Rs.4,000	Rs.100
Rs.3,999 to 3,000	Rs.150
Rs. 2,999 to 2,000	Rs.200
less than Rs.2,000	Rs.250

Account closure charges (From 14 days till one year)	Rs. 500 + gst (If course not availed from Coursera)
	Rs. 1000 + gst (If course availed from Coursera)

All charges mentioned are exclusive of applicable GST.