A Citizen of India can join APY scheme fulfilling the following :
- The age of the subscriber should be between 18 - 40 years.
- He / She should have a savings bank account/ open a savings bank account.
- Any citizen between the age of 18 and 40 years, who is income tax payer, shall not be eligible to join APY w.e.f 1st October, 2022. This amendment is not applicable to existing APY subscribers/ income tax payers who have already joined APY by 30.09.2022.