• 80% of the Appraised Value of Gold.
• Minimum Amount – Rs. 100/-
• Maximum amount - Rs. 10 Lakh.
  Subject to a ceiling of Rs. 10 Lakh per Borrower under Agricultural Gold Loan schemes.

Pledge of

• Gold ornaments/Jewellery.
• Specially minted Gold coins sold by banks up to 50 grams per customer.

• Loan is repayable within a maximum period of 12 months from the date of sanction in monthly/quarterly/ half-yearly instalments or by lump sum payment. Simple Interest shall be charged with Half-yearly rest.

Up to Rs.0.25 Lakh

NIL

Above Rs 0.25 Lakh to Up to Rs.1.00 Lakh

Rs.250.00

Above Rs.1.00 Lakh Up to Rs.3.00 Lakh

Rs.500.00

Above Rs.3.00 Lakh Up to Rs.5.00 Lakh

Rs.1100.00

Above Rs.5.00 Lakh Up to Rs.10.00 Lakh

Rs.1450.00

Above Rs.10.00 Lakh

Rs.2750.00