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  • Loan to meet unforeseen contingencies.
  • Lower Rate of Interest.
  • No Prepayment penalty.
  • Minimal processing charges.
  • Quick processing and disbursement.
  • To meet medical expenses and other unforeseen Commitment/ Contingencies etc.
Nature of Facility Single Transaction Limit
Loan Quantum
  • 65% of the Appraised Value of Gold.
  • Minimum Amount - Rs. 5000/-
  • Maximum amount - Rs. 35 Lakh.
    Subject to a ceiling of Rs. 35 Lakh per Borrower under three schemes viz Swarna loan, Swarna OD & Swarna Express.
Security

Pledge of

  • Gold ornaments/Jewellery.
  • Specially minted Gold coins sold by banks up to 50 grams per customer.
Repayment Loan to be repaid within 12 months from the date of sanction as bullet payment along with interest.

Nomination Facility is available

  • Resident Individuals, NRIs
  • Waived till 30.09.2024.
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Last updated on 26-09-2023 10:32 AM

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