An exclusive Scheme for individual tenant farmers and farmers without proper land records to bring in a larger number of disadvantaged sections within the ambit of Financial Inclusion

• Cultivation of crops – Cultivation expenses should be atleast 50% of the limit.
• Post harvest /household/consumption requirements (10% of limit)
• Repairs and maintenance expenses of farm assets (20% of the Limit)
• Crop insurance under PMFBY Scheme is available.

• All tenant farmers including Share croppers / Oral lessees
• Farmers cultivating lands under contractual arrangements with land owners, not by way of complete leasing.
• Farmers cultivating land without proper land records.
• Farmers with tiny land holdings.
• Any other type of farmers who are cultivating lands and cannot be brought under our regular Agricultural loan Schemes.
• Should not be a defaulter to other Institutions.
• Finance is to be extended to only one person from a family.