It is an exclusive credit card scheme for individual tenant farmers and farmers without proper land records. It is used for financing the following :

• Cultivation of crops
• Post-harvest /household /consumption requirement
• Repairs and maintenance expenses of farm assets.
• Crop insurance.

• All tenant farmers including Share croppers / Oral lessees
• Farmers cultivating lands under contractual arrangements with land owners, not by way of complete leasing.
• Farmers cultivating land without proper land records.
• Farmers with tiny land holdings.
• Any other type of farmers who are cultivating lands and cannot be brought under our regular Agricultural loan Schemes.
• Should not be a defaulter to other Institutions.
• Finance is to be extended to only one person from a family.