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  • Bank Account in Minor Student’s own name with Debit Card.
  • Basically, a SB Deposit for Minor Students.
  • Free fund transfer to colleges/educational institutions by way of DD or NEFT/RTGS subject to maximum withdrawal/ transfer of Rs.10000/.
  • Attractive Education Loan Scheme for Students.
  • Conversion of the account into regular SB account after the child attains majority.
  • Minor Students above the age of 10 years can open and operate SB A/c in their own name, independently.
  • Declaration to be obtained from parent / guardian.
  • Application as per Bank’s prescribed form.
  • Two recent passport size photographs.
  • Proof of Identity and Proof of Address as per KYC norms.
  • Declaration/Authorisation from the Parent.
  • Copy of Student ID Card OR Letter from the respective Educational Institution.
  • Any other document required by Bank.
  • Withdrawals are allowed through withdrawal slip by the student by visiting the branch or through Debit Cards in ATM .
  • The maximum monthly withdrawal by Debit Card is restricted to Rs.5000/.
  • Total Debit Transaction limit per month is Rs.10000/ including maximum monthly withdrawal limit by using Debit Card of Rs.5000/.
  • Total Credit in such accounts should not exceed Rs.1 lakh per annum.
  • Balance in the account not to exceed Rs.50000 at any point of time.
  • Account to remain always in credit.
  • All other terms other than above are as per extant guidelines applicable to Saving Bank Deposit Product.

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Last updated on 25-08-2023 12:15 PM

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