Loans can be considered for both working capital and term loan for any agricultural /allied activity as per our various schemes under agricultural finance.

• The family income of borrower from all sources should not exceed Rs.24000/-p.a. in urban and semi-urban areas, Rs.18000/- p.a. in rural areas.
• The size of the land holding should not exceed 1 acre irrigated land or 2.5 acres un-irrigated land. However, borrowers belonging to SC/ST are eligible for loan irrespective of their land holdings.
• The applicant should not have availed any financial assistance from other financial institutions.
• The applicant should not engage any paid employees on regular basis for the activity. However, assistance from family members or joint partners can be availed.