The interest calculated on daily product basis is credited on Quarterly basis on 1st of Feb, 1st of May, 1st of August and 1st of November every year.
SPECIAL RATE FOR SENIOR CITIZEN
Not applicable
SPECIAL RATE FOR BULK DEPOSITS
Not applicable
TDS
Not applicable
NOMINATION FACILITY
Available
LOAN AGAINST DEPOSIT
Not Applicable
VALUE ADDED FACILITIES
Debit Card
Free(with senior citizen name /photo)
ATM cash Withdrawal
Rs. 25000/- per day
ATM Transactions
Free Unlimited in all our Bank’s ATM
Statement of A/Cs through Email:
Free Every Month apart from Pass Book facility
SMS Alerts
Free
Inter Bank Mobile Payment
system
Free
Net Banking
Free
NEFT / RTGS
2 remittances free per month
Personalised Cheque Books
Name printed up to 60 leaves per annum free
e- donation
Free to specified Institutions through ATMs and Net Banking
Loan facility
a) Under Reverse Mortgage Product as per norms
FOR PENSION A/C HOLDERS:
b) Under Canara Pension Product-up to 10 times of monthly pension, max 2 lakhs
OR
c) Temporary Overdraft facility up to 50% of monthly pension on request after 15 days from last pension credit
Locker facility
For pension account holders:
üAllotment on priority subject to availability
ü50% concession on rent - If average balance of Rs. 2 lakhs is maintained on annual basis
ü25% concession on rent for others
Execution of Will
Assistance in writing of Will and Executant service at a nominal fee with full confidentiality provided
Personal Accident Insurance Cover(For pension a/c holders with us)
Up to Rs.2 lakhs covered subject to:
üMaintaining Pension Account with us. Cover will be available from 1st of succeeding month subject to fulfilment of criteria
or
üMaintaining average minimum balance of Rs.20000/= onwards during previous year on anniversary date.
The coverage will be available from the 1st of succeeding month of completion of one year from date of opening the account.
APPLICATION AND DOCUMENTS
Application Specimen Signature Card Copy of PAN CARD or Form 60 / 61 (if customer does not have PAN Card) Photograph of depositor/s (2 copies) Proof of Photo ID and address as per KYC Norms
Customers are requested to call on our mentioned Toll Free Numbers only for any complaints/issues. Bank shall not be responsible for any consequences arising out of customers calling any other unverified numbers.
