• Overall maximum limit per customer is Rs. 35.00 Lakh.
• However, for Crop Cultivation the maximum Quantum is Rs.10.00 lakh per customer.
• For Overdraft, The Minimum loan amount is Rs.1.60 Lakh.

Pledge of gold ornaments / Jewellery.

Loan shall be against Ornaments, specially minted Gold Coins sold by Banks and not against Gold Coin, Bullion etc.

Total weight of Specially minted Gold Coins (sold by the Banks) shall not exceed 50 grams per customer.

Single Transaction Limit: The entire loan should be cleared within a maximum period of 12 months from the date of sanction to be repaid in monthly/quarterly/half-yearly instalments or by lump sum payment.

Overdraft: Limit is tenable for a period of 3 years subject to Annual Review.