ATM-cum-Debit Card
Facilities Available

1. Transactions Through Our Bank Atms And Other Bank Atms

2. Purchase Of Goods And Services At POS Merchant Establishments

3. Mobile Top-up

4. VISA Money Transfer

5. E-ticketing

Types of Accounts

SB/CA/OD accounts in the name of individuals as well as joint accounts (operated severally)

Eligibility

All Savings Bank & Current Account holders including NRIs, employees and ex-employees and PMJDY Overdraft accounts.

Application

Account holders desirous of having an ATM-CUM-DEBIT card are required to submit an application in the prescribed format to the branch manager of the branch where the account is being maintained.

Operations

The card can be linked to a maximum of 4 accounts. However, one account as indicated by customer will be designated as Primary Account. All transactions done at POS merchant locations and at other Bank ATMs will be debited to Primary account to which the card is linked. Therefore transactions at other Bank ATM and POS are restricted to the balance available in the primary account.
Per Day Transaction Limit Per day transaction at

·POS Merchant Establishments:  Rs 2 Lakh/- for Classic Card & Rs. 5 Lakhs for Platinum / Select Cards

· Cash withdrawal at ATM: Rs. 75,000/- for Classic Cards & Rs. 1,00,000/- for Platinum / Select Cards.

Validity 5 years from date of issue of the card

Frequently Asked Questions (FAQ) on ATM

FAQ on Visa Money Transfer

Canara Bank DEBIT CARD can used at over over1.5 lakh ATMs of other banks linked to the National Financial Switch. As per RBI guidelines, you are entitled to 3 FREE* transactions in 6 Metro Centre (Mumbai, Delhi, Chennai, Kolkata, Hyderabad & Bengaluru) 5 FREE* transactions (Financial and Non-Financial) in a calendar month (for Savings Bank account holders only) at other centres.

*Subject to change. Kindly refer latest schedule of charges.

The following facilities are available at our ATMs. Customers can avail these services by following the menu driven options.
  • Mobile Recharge
  • Mobile Top ups
  • Airline Ticket Booking
  • VISA Money Transfer
  • Deposit of Collection Cheques
RTGS / NEFT - an Inter-bank funds transfer facility for customers Real Time Gross Settlement (RTGS) and National Electronic Fund Transfer System (NEFT) are two efficient, secure, economical, reliable system of funds transfer from Bank to Bank. Now fund transfer can be made by all branches across India. NEFT/RTGS facilities are available across all the branches irrespective of the home branch.

Brief details on Real Time Gross Settlement (RTGS)
  • An electronic payment system in which payment instructions between banks are processed and settled individually on a real time basis
  • Minimum amount of funds transfer under this facility is Rs.2,00,000/-
  • RTGS SYSTEM WORKS ON 24*7 basis
  • Charges – refer to details under service charges in our website.
  • Customer should furnish details of payees name, bank account number and type, receiver bank name , branch name and IFSC code of the receiver Bank branch IFSC codes of all the bank branches are available in RBI website www.rbi.org.in) Bank has enabled sending a confirmation through SMS, to the remitter of the amount on credit of beneficiary account, under NEFT system.
  • Bank has enabled sending a confirmation through SMS, to the remitter of the amount on credit of beneficiary account, under RTGS system.


Brief details on National Electronic Funds Transfer (NEFT):
  • Another electronic payment system in which payment instructions between banks are settled at fixed intervals
  • There is no minimum / maximum limit for transactions under NEFT.
  • NEFT SYSTEM WORKS ON  24X7 Basis WITHOUT HOLIDAYS FOR ONLINE BANKING AND 08:00AM TO 19:00 FOR BRANCHES ON WORKING DAYS.
  • Charges – refer to details under service charges in our website.
  • Customer should furnish details of payees name, bank account number and type, receiver bank name , branch name and IFSC code of the receiver Bank branch (IFSC codes of all the bank branches are available in RBI website www.rbi.org.in) Bank has enabled sending a confirmation through SMS, to the remitter of the amount on credit of beneficiary account, under NEFT system.
CANSPEED

ELECTRONIC FUND TRANSFER FACILITY INCORPORATING

REAL TIME GROSS SETTLEMENT (RTGS) / NATIONAL ELECTRONIC FUND TRANSFER (NEFT)

These schemes enable an efficient, secure, economical and reliable system of transfer of funds from remitter’s account in a particular bank to the beneficiary’s account in another bank across the country

RTGS/ NEFT are the two schemes for transferring funds instantly to other Bank branches electronically at cheaper rates
  • RTGS: An electronic payment system in which payment instructions between banks are processed and settled individually and continuously, on a real time basis. Minimum transaction value is Rs.2.00 lac.

  • NEFT: Another electronic payment system in which payment instructions between banks are processed and settled on deferred net settlement (DNS) basis at fixed times during the day. There is no minimum or maximum transaction value for using this facility.

NEFT/RTGS – CONTACT DETAILS OF CUSTOMER FACILITATION CENTER

NEFT

RTGS

Address:

Canara Bank

Payment Systems (NEFT) Recon Section,

Reconciliation Wing,

No.14, Naveen Complex,

M G Road, Bengaluru - 560001.

Address :

Canara Bank,

Payment Systems (RTGS) Recon Section,

Reconciliation Wing,

No.14, Naveen Complex,

M G Road, Bengaluru - 560001.

First  Level Contact:

To contact the home branch

First  Level Contact:

To contact the home branch

Second Level Contact :

Tel : 080-25129486/87/88/89

        080-25129496

Email id : horeconhelpdesk@canarabank.com

neft@canarabank.com

Second Level Contact :

Tel  : 080-25129486/87/88/89

          080-25129495

Email id : : horeconhelpdesk@canarabank.com

rtgs@canarabank.com

 

Please click the following links for further information:

Timings for sending RTGS/ NEFT transactions | FAQ on NEFT/RTGS Transfer | FAQ on Indo-Nepal Remittance System | Legal Entity Identifier Code : FAQs