Disclaimer :
All the charges mentioned are exclusive of GST and other applicable taxes.
All the charges mentioned are subject to change. Kindly refer the latest guidelines released for applicable charges from time to time.
| Enrolment fee |
|
| Canara Card Visa corporate (Main card) |
Rs 250
|
| Canara Card Visa Classic/Mastercard Standard/ Gold/ RuPay Select/ RuPay Platinum |
NIL
|
|
|
|
| Annual Fee |
|
| Canara Card Visa corporate (Only for Add on cards): |
Rs 400 |
| Canara Card Visa Classic/Mastercard Standard (Main & Add on): |
NIL |
| Canara Card Gold (Main & Add on) : |
NIL |
|
|
|
| Card Inactivity Fee |
|
| Canara Card Visa corporate (Main & Add on): |
NIL |
| Canara Card Classic / Standard- (Main & Add on card)
|
100* |
| Applicable only if the card turnover during the card year is less than Rs. 12000/-
|
|
Canara Card Gold (Main & Add on) –:
Applicable only if the card turnover during the card year is less than Rs. 25000/-
|
150* |
| Canara Card Platinum (Main & Add on) –:
Applicable only if the card turnover during the card year is less than Rs. 50,000/-
|
200* |
| Canara Card Select/ World (Main & Add on) –:
Applicable only if the card turnover during the card year is less than Rs. 1,00,000/-
|
300* |
|
|
|
| Free Credit Period: |
Up to 50 days |
| Charges on Revolved Amount, Where the cardholder has been permitted Revolving Credit facility, the cardholder needs to pay only the minimum due amount indicated in the bill. |
2.00% p.m.(24% p.a.) From the due date for secured Credit Card and 2.50%p.m.(30% p.a.) for all other credit cards.
|
| Minimum repayment on Revolving Credit (Minimum Amount Due – MAD): |
5% of Total outstanding amount (Min. Rs. 100) + all applicable charges/fees/taxes + EMI (in cases of EMI availed by card holder)+ over the limit amount (if any) |
| Card Replacement Fee |
Rs. 300/- per card (applicable for both primary and addon card) |
| Mark up in case of Transaction in foreign currency: |
Upto 3% of transaction Amount |
| EMI Charges |
2% of transaction amount with minimum of Rs. 100/- and Maximum of Rs. 200/- |
| EMI Processing fee |
13% p.a. for EMI period of 3,6 and 9 months and 14% p.a. for EMI period of 12,18 and 24 months. |
| Rate of interest on EMI |
2% of outstanding principle. |
| EMI Pre-closure penal charges |
|
| Surcharges |
Rs. 30+ 2.5% of transaction amount |
| Railway Tickets – Railway Counters |
1% of transaction amount + all applicable taxes |
| Railway Tickets – www.irctc.co.in |
1% of transaction value with minimum fee of Rs. 10+ applicable taxes. |
| Fuel Surcharges |
Maximum of Rs 100/- for the billing month would be reimbursed in the upcoming billing month in the following cases: |
| Petrol & all products/services sold at petrol pumps |
1. Card should have been used for a minimum amount of Rs. 2500/- for purchase transactions during the billing month.
2. Minimum purchase of petrol & petroleum products per occasion (ticket size) for reckoning under this scheme is Rs.400/-.
|
| Card year is the 12 months period from the month of issue of the card viz if the card is issued in May 2008, then card year is” May 2021 to April 2022". |
| Cash advance Limit (against credit card account) |
|
| All Credit cards except corporate credit cards |
50% of the credit Limit with a maximum of Rs 50,000/- |
| Canara Card Visa corporate |
50% of the credit Limit with a maximum over all Limit of Rs 5.00 lac. Maximum cash limit per Add on card is Rs. 25,000 |
| Transaction fee for cash withdrawal against your Credit account at our ATMs and branches |
3% of the transaction amount subject to a minimum of Rs. 30/- for every Rs. 1000 or part thereof. |
| *Use of other Bank ATMs attracts extra charges levied by the respective banks. |
General
|
Hotlisting charges without re issuance
|
Nil
|
|
Copy of charge slip:
|
Domestic Rs. 100/-
|
|
|
International US $10/- or equivalent |
|
Original Charges slip: If processed by our Bank
|
USD 2.00*
|
|
If Procured from other Bank
|
USD 6.00 *
|
|
|
* Approximate rupee equivalent is charged |
|
Charges in respect of notices reminders sent to cardholders having overdues
|
Rs. 50/- per notice
|
SERVICE CHARGES:
| Delayed payment beyond due date |
Late payment fee of Rs 250/- + GST will be charged, this is in addition to existing |
| For Revolver and Non-revolver: |
Service charges (2.5% p.m. i.e. 30% per Annum) on carried over balance. |
| All other out of pocket expenses incurred for any services rendered will be collected in addition to the fees/charges mentioned above. |
|
Note: All fees / charges are subject to change and at the discretion of the Bank. The changes in fees / charges and the effective date will be indicated in the bills. Bills will be generated only when there is a billable transaction for the billing month. Hence in the event bill is not generated for want of billable transaction, the modified levy, modified fees / charges are deemed to have been conveyed to the cardholder.
SERVICE CHARGES RELATED TO DEBIT CARD ISSUANCE
|
Charge Type
|
Card Variants
|
|
|
Classic/ Standard
|
Platinum
|
Business
|
Select/ World
|
|
Enrollment Fee
|
NIL
|
NIL
|
NIL
|
NIL
|
|
Activation/Membership Fee
|
NIL
|
NIL
|
NIL
|
NIL
|
|
Annual Fee (Charges Per Annum)
|
₹200/-
|
₹500/-
|
₹500/-
|
₹1000/-
|
|
Hotlist/Duplicate card on account of loss of card
|
₹150/-
|
₹150/-
|
₹150/-
|
₹150/-
|
|
Replacement card
|
₹150/-
|
₹150/-
|
₹150/-
|
₹150/-
|
|
Debit card inactivity fee (Charges Per Annum)
|
NIL
|
NIL
|
NIL
|
NIL
|
|
Charges for SMS alerts (Charges Per Quarter)
|
On Actuals*
|
On Actuals*
|
On Actuals*
|
On Actuals*
|
|
First time Green Pin Generation
|
NIL
|
NIL
|
NIL
|
NIL
|
|
Regeneration of Green Pin
|
₹50/-
|
₹50/-
|
₹50/-
|
₹50/-
|
* Note: The service charges mentioned above are exclusive of taxes. Applicable taxes will be collected extra.
DETAILS OF CHARGE LEVIED FOR USE OF DEBIT CARD FOR CASH WITHDRAWALS
The following service charges will be levied for Canara Bank Debit Card used in Canara ATMs beyond free transactions (other than for cash deposit transactions) subject to changes from time to time:
| Free Transactions in a Calendar month (Financial and/or NonFinancial) |
For Customers |
Sr. Citizens |
Staff |
| 6 |
8 |
10 |
| Charges above free transaction (Financial) |
₹20 + GST |
| Charges above free transaction (NonFinancial) |
₹5 + GST |
For cash withdrawals at other Bank ATMs, the following service charges will be levied for the Remote on-us (Our Card holders using other Bank ATMs) transactions beyond free transactions (other than for cash deposit transactions) subject to changes from time to time:
| Free Transactions in a Calendar month(Financial and/or NonFinancial) |
Metro |
Non-Metro |
| 3 |
5 |
| Charges per transaction above free transaction (Financial) |
₹21 + GST |
| Charges per transaction above free transaction (Non-Financial) |
₹10 + GST |
| Insufficient funds in Customer’s account(On-us: our card holders using Canara Bank ATMs and Remote-On-Us: Our card holders using other Bank ATMs) |
Rs.17+GST |
SERVICE CHARGES RELATED TO PREPAID / GIFT CARD
|
Parameters
|
Canara Prepaid Card – Classic (Reloadable)
|
Canara Prepaid Card – Plus (Reloadable)
|
Canara Prepaid Card – Gift Card (Non Reloadable)
|
|
Issue Charges
|
Rs.50/- Plus Service tax
|
Rs.100/- Plus Service tax
|
Rs.50/- Plus Service tax
|
|
Load / Reload Charges
|
Rs.20 Plus Service tax
|
Rs.20 Plus Service tax
|
Rs.20 Plus Service tax
|
|
Charges for cancellation and Redemption after expiry
|
Rs.50+ Service tax
|
Rs.50+ Service tax
|
Rs.50+ Service tax
|
| Cash Withdrawal at other Bank ATMs beyond 3/5 financial / non-financial transactions |
Rs.10/- for non-financial Transactions |
Rs.10/- for non-financial Transactions |
Not Applicable |
| Rs.20/- for Financial Transactions |
Rs.20/- for Financial Transactions |
|
Cash Withdrawal at POS
|
1% of the Transaction Amount
|
1% of the Transaction Amount
|
Not Applicable
|
|
SERVICE CHARGES RELATED TO INTERNATIONAL TRAVEL PREPAID CARD
|
|
|
|
|
|
|
|
|
|
Fee Type
|
USD
|
EURO
|
GBP
|
AUD
|
CAD
|
SGD
|
AED
|
|
Initial Sale fee
|
Rs 200+
applicable taxes
|
|
Reload Fee
|
Rs 50/- + Taxes
|
|
Encashment charges
|
Rs 100 + Taxes
|
|
Re-issue/Renewal
|
NIL
|
|
|
|
International
MasterCard ATMs
|
|
|
USD
|
EURO
|
GBP
|
AUD
|
CAD
|
SGD
|
AED
|
|
Cash withdrawal
|
1.75
|
1.50
|
1.25
|
2.50
|
2.25
|
2.50
|
6.50
|
|
Monthly inactivity fee (if
the card is not used for 12 months)
|
1.50
|
1.00
|
1.00
|
2.25
|
2.00
|
2.25
|
5.50
|
|
Shortfall fee *
|
15.00
|
12.50
|
10.00
|
20.50
|
20.00
|
20.50
|
55.00
|
|
Cash over the counter fee
(cash withdrawal at Bank counters)
|
7.50
|
6.00
|
4.00
|
10.50
|
10.00
|
10.50
|
27.50
|
|
Balance Enquiry
|
0.50
|
0.50
|
0.50
|
0.50
|
0.50
|
0.50
|
0.50
|
|
|
|
Miscellaneous
Requests
|
|
|
USD
|
EURO
|
GBP
|
AUD
|
CAD
|
SGD
|
AED
|
|
Replacement Card fee
|
Free
|
Free
|
Free
|
Free
|
Free
|
Free
|
Free
|
|
Statement Request
|
NIL
|
NIL
|
NIL
|
NIL
|
NIL
|
NIL
|
NIL
|
|
New ATM PIN
|
NIL
|
NIL
|
NIL
|
NIL
|
NIL
|
NIL
|
NIL
|
|
Charge Slip Retrieval
|
3
|
2.5
|
1.5
|
4.5
|
4
|
4.5
|
11
|
|
Charge Back fee (Only for
unsuccessful charge backs)
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
|
|
|
Currency
Conversion
|
|
Sale/Reload and Refund
|
As per Bank’s
Card rate
|
|
Cross Currency Usage
|
3%
|
1800 1030