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Loans to fulfill your dream.... |
Planning to own a home is one of lifes most rewarding challenges. Plan building a home / buying a flat. Leave the financing to us. We have the right housing finance scheme for you.. |
Component-1: For expansion of existing unit, upgradation & creation of additional amenities for financing upto 75% of the project cost complying all other guidelines as applicable to regular housing loans.
Component-2: For Housing Loans sanctioned, cost of furnishing (by way of fixed furnishing, immovable attachments/ enhancements) to be included in the total project cost with maximum upto 25% of the loan or Rs.50 lakh whichever is lower subject to other conditions.
We finance upto:
Component-1: For expansion of existing unit, upgradation & creation of additional amenities for financing upto 75% of the project cost complying all other guidelines as applicable to regular housing loans.
Component-2: For Housing Loans sanctioned, cost of furnishing (by way of fixed furnishing, immovable attachments/ enhancements) to be included in the total project cost with maximum upto 25% of the loan or Rs.50 lakh whichever is lower subject to other conditions.
Amount of Housing Loan |
In case of New House/ Flat & Old House/ Flat (Up to 10 Years Old) |
In case of Old House/ Flat (> 10 Years old) |
Up to Rs. 30.00 Lakhs |
10% |
25% |
Above Rs. 30.00 lakhs & Up to Rs. 75.00 Lakhs |
20% |
|
Above Rs. 75.00 Lakhs |
25% |
The margin is stipulated on the total project cost.
In case of Housing Loans where Project Cost is upto Rs.10.00 Lakh, stamp duty, Registration Charges and other Documentation charges can be included in the Project Cost for the purpose of stipulating Margin as well as for LTV Ratio.
In convenient equated monthly instalments upto 30 years or borrower attaining age of 75 years whichever is earlier (subject to conditions).
Repayment Holiday:
For more details, please visit our nearest branch or call to toll free No.1800 1030.
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