Show

Quick Access

Service Charges

Service Charges

SERVICE CHARGES FOR OTHER THAN PRIORITY SECTOR ADVANCES

 

RATES AT A QUICK GLANCE – as per RBI format

1. Lockers


LOCKER SIZE IN INCHES

CLASSIFICATION

TYPE

PRESENT RENTALS PER ANNUM

05x06x21

SMALL

A

1250 + ST

05X07X21

SMALL

B

1500+ST

05X13X21

MEDIUM

C

1900+ST

07X09X21

MEDIUM

C

2000+ST

13X07X21

MEDIUM

F

2400+ST

06X16X21

MEDIUM

E

2800+ST

11X13X21

LARGE

F

3000+ST

07X20X21

LARGE

G

3700+ST

12X16X21

LARGE

H

5000+ST

16X20X21

VERY LARGE

L

6300+ST

* The above rates are confined to Branches under Bangalore metro only.
* The rentals vary from place to place, area to area depending upon size of the locker and demand in the area.
* For further details, please contact any of the nearest branches.
1. No of free locker operations (link to S/ No 29 a)
2. Delayed remittance of rentals (link to S/No 29 b)

 

 

4. a) Drafts/TT Issue - OUTSTATION

Amount ranging 
From - To

OTHER THAN INDIVIDUAL

INDIVIDUALS

OTHER THAN RURAL

RURAL

Upto and inclusive of Rs. 1000/-

Rs. 40/-

Rs. 30/-

Rs. 25/-

Above Rs.1000/- upto Rs. 10000/-

Rs. 50/-

Rs. 40/-

Rs. 35/-

Above Rs. 10000/-

Rs. 4.00/- per Rs. 1000/- or part thereof minimum of Rs. 50/- Maximum Rs. 12000/- per DD

Rs. 3.50/- per Rs. 1000/- or part thereof minimum of Rs. 40/- Maximum Rs. 12000/- per DD

Rs. 3.50/- per Rs. 1000/- or part thereof minimum of Rs. 40/- Maximum Rs. 10000/- per DD

Note: 1. For multiple DDs issued in lieu of single DD, commission as applicable for the aggregate amount alone shall be collected. 2. Charges for funds transferred by student account holders, to Educational Institutions / colleges by way of RTGS & NEFT and / or issue of DDs for such institutions / colleges.are waived.


4. b) LOCAL DEMAND DRAFT / PAY ORDER / BANKER’S CHEQUE ISSUE :

Amount ranging
From - To

OTHER THAN INDIVIDUAL

INDIVIDUALS

OTHER THAN RURAL

RURAL

Upto and inclusive of Rs. 1000/-

Rs. 40/-

Rs. 30/-

Rs. 25/-

Above Rs.1000/- upto Rs. 10000/-

Rs. 50/-

Rs. 40/-

Rs. 35/-

Above Rs. 10000/-
Upto Rs. 1.00 lakh

Rs. 4.00/- per Rs. 1000/- or part thereof minimum of Rs. 50/-

Rs. 3.50/- per Rs. 1000/- or part thereof minimum of Rs. 40/-

Rs. 3.00/- per Rs. 1000/- or part thereof minimum of Rs. 40/-

Above Rs. 1 lakh

Rs. 4.00/- per Rs. 1000/- or part thereof with minimum of Rs. 400/- Maximum Rs. 12000/- per DD

Rs. 3.50/- per Rs. 1000/- or part thereof with minimum of Rs. 400/- Maximum Rs. 12000/- per DD

Re. 3.00/- per Rs. 1000/- or part thereof with minimum of Rs. 400/- Maximum Rs. 10,000/- per DD


Note : 1. For multiple DDs issued in lieu of single DD, commission as applicable for the aggregate amount alone shall be collected. 
2. Charges for funds transferred by student account holders, to Educational Institutions / colleges by way of RTGS & NEFT and / or issue of DDs for such institutions / colleges.are waived.


4. c) Issue of DD / TT / PO / BC against tender of cash (both for local / Outstation)

(applicable to all branches rural and other than rural, individuals and non individuals)

Up to Rs. 1000/- no additional charges. Above Rs. 1000/- additional charges at 50% (extra) on applicable charges

Note :
i) The above charges for remittance against tender of cash are only indicative rates. However, the bank has the discretion to levy higher rates depending on the circumstances, subject to maximum of 200% of applicable normal charges.
ii)For retirement of bills against tender of cash, additional charges of Rs. 300/- flat per bill shall be collected in addition to bills collection charges.


4 . d) DEMAND DRAFT / PAY ORDER / BANKER’S CHEQUE CANCELLATION /REVALIDATION/DUPLICATE ISSUANCE.

Amount ranging
From - To

OTHER THAN INDIVIDUAL

INDIVIDUALS

OTHER THAN RURAL

RURAL

Cancelation/Revalidation/Duplicate issuance of DDs.

Rs. 100/- per DD

Rs. 100/- per DD

Rs. 100/- per DD

Note : For cancellation of DD instruments less than Rs.500/-- Rs.20/- per instrument.


5. a) Outstation cheque collection

Inward / Outward Collection of Outstation cheques / instruments such as DDs/ Dividend / Interest Warrants, Refund Orders, Income Tax Refund orders etc. (other than bills)

Amount ranging
From - To

OTHER THAN INDIVIDUAL

INDIVIDUALS

OTHER THAN RURAL

RURAL

Up to Rs. 5,000/-

Rs. 25/- per instrument for SB Account and Rs.50/- per instrument for other accounts

Upto Rs. 10,000/-

Rs 50/- per instrument

Rs. 10,001/- to Rs. 1,00,000/-

Rs. 100/- per instrument

Rs. 1,00,001/- to Rs. 10,00,000/-

Rs. 200/- per instrument

Rs. 10,00,001/- and above

Rs. 250/- per instrument

NOTE : The above charges are per instrument fixed tariffs and all inclusive and NO courier or out of pocket expenses to be collected in addition. The charges are applicable to both individual and other than individual customers irrespective of the population group.Sharing of commission on 50:50 basis is applicable for cheques directly sent to Private Sector Banks/Foreign Banks/ Co-operative Banks/RRBs sponsored other Banks/any other Banks, for want of our branch at drawee cente. Commission levied by both the destination (paying) bank and collecting bank shall not exceed the maximum commission stipulated by RBI.


b) Collection of Dividend / Interest Warrants / Refund Orders for Individuals – Concession

No concession

If value of instrument is up to Rs. 500/-, No charges. Only OPE + Postage For instruments above Rs. 500/- Normal Collection charges

If value of instrument is up to Rs. 500/-, No charges. Only OPE + Postage For instruments above Rs. 500/- Normal Collection charges

c) Service charges for Speed Clearing

NIL

 

Electronic Payment Services

 Service Charges for RTGS & NEFT Transactions –w.e.f. July 1, 2019

 

RTGS Transactions:

Amount of RTGS Transaction

Service Charges
(Exclusive of GST)

Rs.2 lakhs & up to Rs.5 lakhs

Rs. 24.50

Above Rs.5 lakhs

Rs. 49.50

 

NEFT Transactions :

Amount of NEFT Transaction

Service Charges
(Exclusive of GST)

Up to Rs.10,000/-

 Rs. 2.25

Rs.10,001 and up to Rs.1 lakh

Rs. 4.75

Above Rs.1 lakh and up to Rs.2 lakhs

Rs.14.75

Above Rs.2 lakhs

Rs.24.75

 

RTGS TRANSACTIONS-SETTLEMENT TIMING: 


DAYS

Customer Transactions

All Working Days

07.00  hours  to 18.00 hours


NEFT – TRANSACTIONS -  HALF-HOURLY SETTLEMENT TIMING: 


DAYS

TIMING

All Working Days

08.00 AM to 19.00 PM

Twenty-Three Batches

RTGS/ NEFT/ SFMS - Inward

Nil

National Automated Clearing House(NACH) Mandate Charges

One Time Mandate Registration Charges Rs.150/-

ECS – Credit/Debit

Nil

ECS (DEBIT RETURN)

Charges as applicable to cheque return charges for different categories

Funds Transfer through Internet and Mobile Banking Services (IMPS transfer)

IMPS Funds Transfer through Mobile Banking and Internet Banking Services : 
Up to Rs. 5,000/- : NIL
Beyond Rs. 5,000/- to Rs. 25,000/- : Rs. 5/-
Beyond Rs. 25,000/- to Rs. 1,00,000/- : Rs. 10/-
Beyond Rs. 1,00,000/- to Rs. 2,00,000/- : Rs. 15/-

Immediate Credit of outstation cheques upto Rs.15000/-

(i) In the case of outstation cheques, our usual commission along with postage charges should be collected at the time of instant credit to the account.

(ii) In the case of local cheques, applicable commission is Rs.10/- per cheque
(iii) Applicable service taxes plus cess thereon shall be collected in addition to the above charges.
CHEQUE RETURN CHARGES


8. Cheque return charges – LOCAL & OUTSTATION


PARTI CULARS

Outward Returns

Inward Returns

Return of Outward Instruments
( Outward Local  Cheques / instruments including Local Clearing Cheques / LOSCs etc., lodged by customers
for collection and returned to us by other Banks / Branches ) – collected as handling charges.

Return of Outward Instruments (Outward Outstation Cheques / Instruments including OSCs lodged by customers for collection and returned to us by other Banks / Branches

Return of Inward Instruments (Inward Local Cheques / instruments received for payment but returned to other Banks / Branches) Only in case of the cheque / instruments being returned for want of funds/similar reasons (to be debited from our drawer customer's a/c)

 

Return of Inward Instruments (Inward Outstation Cheques / Instruments received for payment but returned to other Banks / Branches)

OTHER THAN INDIVI DUAL

INDIVIDUALS

OTHER THAN 
INDIVI DUAL

INDIVIDUALS

OTHER THAN RURAL

RURAL

OTHER THAN RURAL

RURAL

For Savings Accounts/
Current, OD / OCC Accounts

Upto 1 Cr 

Rs.500/- + GST

Above 1 Cr

Rs.1000/- + GST

Upto 1 Cr 

Rs.500/- + GST

Above 1 Cr

Rs.1000/- + GST

Upto 1 Cr 

Rs.500/- + GST

Above 1 Cr

Rs.1000/- + GST

Upto 1 Cr 

Rs.500/- + GST

Above 1 Cr

Rs.1000/- + GST

Upto 1 Cr 

Rs.500/- + GST

 

Above 1 Cr

Rs.1000/- + GST

Upto 1 Cr 

Rs.500/- + GST

Above 1 Cr

Rs.1000/- + GST

 

9. Cheque Book Issue : SB / CA / OD / OCC Accounts

Particulars

OTHER THAN INDIVIDUAL

INDIVIDUALS

OTHER THAN RURAL

RURAL

Issuance of MICR/CTS Cheque Book

Rs. 4.00 per cheque leaf

Rs. 3.00 per cheque leaf

Rs. 3.00 per cheque leaf

Free Cheque leaves for SB Account in a calendar year

20 leaves free

20 leaves free

20 leave free

Note : Cheque book charges for SB accounts are to be levied only for the additional leaves issued in excess of the free entitlement.


10. No Due Certificate

OTHER THAN INDIVIDUAL

INDIVIDUALS

OTHER THAN RURAL

RURAL

Issue of No Due Certificate

Rs. 150/- per certificate

Rs. 100/- per certificate

Rs. 50/- per certificate

No charges for Government Sponsored Schemes.
Rs. 10/- for Agriculture and Priority Sector Advances;
SHG :  Rs. 10/- for each member

SAVINGS BANK ACCOUNTS


11 Minimum balance and Non-maintenance of Minimum balance charges:

Service/Product/Account

Particulars

Service charges

(I) CANARA BASIC SAVINGS BANK DEPOSIT ACCOUNT

Minimum balance charges for non maintenance thereof

NIL.

(II) CANARA SMALL SAVINGS BANK DEPOSIT ACCOUNT,

(III) CANARA NSIGSE (National Scheme of Incentive to Girls for Secondary Education) SAVINGS BANK DEPOSITACCOUNT

Service/Product/Account

Minimum balance

Savings Bank account

Rural –Rs.500/-; Semi-Urban / Urban / Metro - Rs. 1000 (for both accounts with cheque book facility or without Cheque Book facility)

Non maintenance of Minimum balance charges

Modification in charges (Based on Minimum Average Monthly Balance-AMB)

 

a) METRO / URBAN / SEMI URBAN Branches

b) RURAL BRANCHES

AMB maintained in
the account against the stipulated
Rs. 1,000/-

Charges per
month for
violation of AMB

AMB maintained in
the account against the stipulated
Rs. 500/-

Charges per month for 
violation of AMB

Rs. 999/- to Rs. 700/-

Rs. 25/- + 
applicable Service Tax

Rs. 499/- to Rs. 350/-

Rs. 25/- + 
applicable Service Tax

Rs. 699/- to Rs. 400/-

Rs. 35/- + 
applicable Service Tax

Rs. 349/- to Rs. 200/-

Rs. 35/- + 
applicable Service Tax

Rs. 399/- and below

Rs. 45/- + 
applicable Service Tax

Rs. 199/- and below

Rs. 45/- + 
applicable Service Tax

Current Account

Rural/Semi-Urban- Rs.1000/-
Urban/Metro –Rs.5000/-

Rs.60/- per day. 
Max: Rs.400/- per calendar month.

Mode of calculation of minimum balance

Charges for non-maintenance of minimum balance on any day/any number of days during the month.

The above penal charges for non-maintenance of Minimum Balance in In-Operative CA/SB Accounts are waived.

  • Whenever the AMB falls below the required minimum AMB, SB customers will be notified by SMS/ email/ letter before 7th of the subsequent month.
  • In case of continuous default, SMS/e-mail/letter will be sent only for 2 consecutive months. In any of the subsequent months, if the account is set right by maintaining the required AMB, therefore notice will be sent as usual, in case of default.
  • If AMB falls below the stipulated amount in a particular month and the customer does not maintain AMB in the subsequent month even after sending SMS/ email/ letter, penal charges are as applicable will be levied.
  • Wherever mobile number or email is not provided by the customer and notice is sent ordinary charges + applicable GST towards notice charges will be charged by the system in addition to penal charges.
  • Charges will be debited to the account to the extent of available balance or penal charges whichever is less. If the account goes to zero balance, charges will not be further debited.
  • In respect of accounts where parties do not surrender cheque book and there is no response to the notice and the accounts are not found fit for revival, Branches shall close such accounts.

 

12. Charges for In-operative Accounts (Quarterly Service Charge)

i ) In-operative SB Accounts
a. If balance in the account is above the applicable minimum.
b. If balance is below applicable minimum,
(for inoperative accounts other than unclaimed deposits)

 

 

a. No Charge

ii ) In-operative Current Accounts

a. If balance in the account is above the applicable minimum.
b. If balance is below applicable minimum,
(for inoperative accounts other than unclaimed deposits)

 

 

a. No Charge


13. OUTWARD / INWARD COLLECTION OF BILLS :(Clean, Documentary, Demand / Usance including supply bills)


Particulars

Charges

Upto and inclusive of Rs. 10000/-

Rs. 100.00

Above Rs.10,000/-up toRs.10.00 lakh

Rs. 8/- per Rs. 1,000/- or part there of with a minimum of Rs. 100/-

Above Rs.10.00 lakhs

Rs. 7/- per Rs. 1,000/- or part thereof with a minimum of Rs. 8000/- and maximum of Rs. 15000/-

For Bills / Cheques returned unpaid, the following charges will be levied:

Charges

Local Bills

As given in para 8. A. under Cheque Return charges

Outstation Bills

As given in para 8. B. under Dishonour of outstation cheques.

14. SAFE CUSTODY CHARGES / SAFE CUSTODY ARTICLES :

a) Sealed Cover / Packet

Rs.750/- min per cover p.a., or its multiples

b) Scrips

Rs.50/- per scrip with a minimum of Rs. 300/- p.a. or part there of

c) Sealed Box

10x10x10cc

Minimum Rs. 750 p.a. or its multiples

20x20x20cc

Minimum Rs.1500 p.a. or its multiples

30x30x30cc

Minimum Rs.2000 p.a. or its multiples

Note : The above charges are only indicative. Depending upon the size of the box/cover/packet Branch can charge higher in consultation with CO.

d) Safe Keeping Charges for Gold Loans above Rs. 25,000/-

  • Swarna Loan
  • AL Gold Loan for Crop purpose
  • Agri Gold Loan for Non Crop purpose
  • AL Term Loan against Gold Ornaments

Gold Loan to Staff

Rs. 100/- per month.
(To be charged after 30 days after the expiry of the prescribed tenure of gold loan)

15. Standing instruction charges (SB / CA / OD / OCC Etc.)

a) For transfer of funds within the same branch

One time Registration charges Rs.100/- per case Therafter Rs 35/- for every debit No charges for standing instruction to loan/ RD/ Deposit accounts of self.

Exemptions : The above charges under standing instructions within the same branch are not applicable in the following cases : 1. Guardian’s a/c to minor’s a/c. 2. Between a/cs of parents and children. 3. Between the accounts of the spouses. 4. From Co-obligant’s account to the credit of Borrower’s account

b) For transfer of funds to other branches and outside agencies

One time Registration charges Rs.100/- per case Therafter Rs 40 for every debit PLUS Actual remittance charges+OPE

16. LEDGER FOLIO CHARGES - CURRENT A/C / OD / OCC / KCC / PL/ KCCS

Rs.100/- per ledger page (40 entries or part thereof shall be treated as one page) shall be collected on half yearly basis ( September & March) in case of current accounts and on quarterly basis in case of operating credit limit accounts like OD / OCC / KCC / PL / KCCS etc., (i.e. all credit limits other than single transaction limits and bills / cheque limits). Number of free folios per half year (in case of current account) / per quarter in case of operative credit limits (OD / OCC etc) available are as under:

If Quarterly Average Credit Balance in the account is

Number of folios free

Upto Rs. 25000/-

NIL

Above Rs. 25000/- up to Rs. 50000/-

3 ledger page

Above Rs.50000/-

No folio charges.

Note: For SB accounts, no folio charges.

17. Issue of duplicate Deposit Receipt

Rs. 100/- per instance

18. Issue of Call Deposit Receipt

Rs. 500/- per instance

19. Signature/ Photo Verification/Certificate for passport purpose :
Signature Verification Including attestation of customers signature/photos /issue of Certificate for Passport purpose

Rs.150/- per attestation / case

20. Parcels / Post Parcels received under ISC / IBC. (Applicable both for individuals and other customers)

For parcels not cleared on presentation, a charge of Rs.5/- per day should be levied from the due date of payment till clearance / payment. The minimum charge per parcel is Rs.20/-.

21. Instruments Directly received by post in unsolicited covers sent by organizations / institutions(To be collected from the beneficiary if no arrangement with the sender company)

Rs. 20/- per credit / instrument (Existing guidelines apply)

 

22. Deletion of deceased name, merger of companies, change in the name of companies etc (including reconstitution of accounts)

No charges for individual customers.
For other than individuals: Rs. 100/- per occasion

 

23.Change in authorised signatories of companies (CA/OD/OCC) including clubs, Co-operative Societies.

Rs. 250/- per instance

 

24.Loss of Token

 

Rural branches

Rs. 30/- per token

 

Other branches

Rs. 60/- per token

 

25.Registering Power of Attorney/Operations by power of Attorney/Mandate 

 

  1. Savings Bank Accounts
  2. CA/OD/OCC

Rs. 500/-  p.a + GST
Rs. 700/-  p.a + GST

 

 

 

 

26. Holding Bills for collection for every quarter beyond 3 months after due date

Additional 25% of normal collection charges. Minimum Rs. 100/- per quarter.

 

@ At the request of drawer / customer and subject to other applicable conditions

 

27. Change of original instructions in respect of Outward / Inward bills for collection such as extension of time, waiver of C form etc.

Rs. 100/- per request plus Out of Pocket expenses.

 

28. Loss of locker key

Rs. 1000/- (in addition to actual break open charges).

 

29. Locker Operations


a) Service Charges for Locker Operations.


b) Delayed remittance of Locker rentals

w.e.f. 01/02/2016
Free Number of Transactions : 12 p.a.
Beyond 12 operations : Rs. 100/- per operation + applicable Service Tax
Penal charges to be collected additional to actual rentals : If the delay is -

Up to and inclusive of one Quarter – 10% of applicable annual rental

Up to and inclusive of two Quarters – 25% of applicable annual rental

Up to and inclusive of three Quarters – 40% of applicable annual rental

Up to and inclusive of four Quarters – 50% of applicable annual rental

One year and above – 100% of applicable annual rental.
Note : Fraction of a quarter is to be treated as a full quarter of delay. First quarter delay will be reckoned from 16th April onwards and thereafter 1st of every calendar quarter (1st July, 1st Oct and 1st Jan respectively for 2nd, 3rd and 4th Quarters and 1st April for one year and above)

 

30. FACILITIES / CONCESSIONS IN SERVICE CHARGES FOR CERTAIN CATEGORY OF CUSTOMERS

 

a). Collection of instruments favouring Physically challenged persons / blind

For instruments up to Rs. 10000/-, No charges.

b). Collection of charges for scholarships amount payable to SC / ST students

Waived

OTHER BASIC BANKING SERVICES 
FOR INDIVIDUAL PENSIONERS / SENIOR CITIZENS, IRRESPECTIVE OF POPULATION GROUP, CHARGES AS APPLICABLE TO RURAL SHALL APPLY


Particulars

OTHER THAN INDIVIDUAL

INDIVIDUALS

 

OTHER THAN RURAL

RURAL

 

 

1. ISSUE OF PASS BOOK / E-STATEMENT / BALANCE CERTIFICATE / INTEREST CERTIFICATE

 

A) Issue of Pass Book/ Pass Sheets/E-statement

 

a) SB Accounts

 

i) Pass Sheets : First set free of charges in a month for all categories

 

ii) Computerised Pass Books : No Charges

 

b) Current / OD / OCC Accounts

 

Pass Sheets : First set free of charges in a month

 

 

 

 

 

 

2) ISSUE OF BALANCE CERTIFICATES / INTEREST CERTIFICATES

 

a. Balance Certificates

Rs.100/- per Certificate.

Rs.60/- per Certificate.

Rs.40/- per Certificate.

 

b. Interest Certificates (Interest Paid / Interest Collected Certificates)

1st Certificate : Free extra Copy : Rs. 100/- per certificate

1st Certificate : Free extra Copy : Rs. 60/- per certificate

1st Certificate : Free extra Copy : Rs. 40/- per certificate

 

 

 

 

 

 

 

 

 

3. ISSUE OF DUPLICATE PASS BOOK OR STATEMENT / PASS SHEET

a) Duplicate Pass Book / Pass sheet / Statement

Rs. 100/- with latest balance, additional Rs.50/- per page, for previous entries

Rs. 100/- with latest balance, additional Rs.50/- per page, for previous entries

Rs. 100/- with latest balance, additional Rs.50/- per page, for previous entries

Note : 40 entries or part thereof is treated as one page / sheet

4. STOP PAYMENT : (Stop payment instructions / revocation of instruction)

  1. For Instructions : ( Stop payment instructions including for range of Cheques / blank cheques / cheque book lost etc).

1) SB Accounts

Rs. 250/- per cheque. (Maximum Rs. 1000 per occasion)

Rs. 150/- per cheque. (Maximum Rs. 750 per occasion)

Rs. 100/- per cheque. (Maximum Rs. 500 per occasion)

2) CA / OD / OCC

 

3) Noting of  Loss of Cheque Book/ leaf for all accounts

Rs. 200/- per cheque.(Maximum Rs. 600 per occasion)

Rs.5 per leaf with a Minimum of Rs.50, Maximum of Rs.1000+ GST

Rs. 100/- per cheque. (Maximum Rs. 500 per occasion)

Rs.5 per leaf with a Minimum of Rs.50, Maximum of Rs.1000+ GST

Rs. 100/- per cheque. (Maximum Rs. 500 per occasion)

Rs.5 per leaf with a Minimum of Rs.50, Maximum of Rs.1000+ GST

4) Revocation of Stop Payment

SB: Rs.50/- Plus GST per revocation
CA/ OD/ OCC: Rs.100 + GST per revocation

SB: Rs.50/- Plus GST per revocation
CA/ OD/ OCC: Rs.100 + GST per revocation

SB: Rs.50/- Plus GST per revocation
CA/ OD/ OCC: Rs.100 + GST per revocation

5. ENQUIRY OF OLD RECORDS

a) Inquiries up to six months :

SB / CA / OD (All type of Accounts)

Free of Charge

Free of Charge

Free of Charge

b) Entries above 6 months up to 1 yr old :

SB / CA / OD (All type of Accounts)

Rs. 100/- per request.

Rs. 100/- per request.

Rs. 100/- per request.

c) Entries Beyond 1 yr :

SB / CA / OD (All type of Accounts)

Rs. 200/- per request.

Rs. 200/- per request.

Rs. 200/- per request.

Note: For entries above one year old, Branch manager has discretion to levy extra charges to (b) above, based on time spent / work involved. Copies of documents / cheques etc at customer's cost.

6. ACCOUNT CLOSURE : (Closure of SB / CA before one year) -

a) SB Accounts -

Rs. 200/- per account

Rs. 200/- per account

Rs. 200/- per account

b) Current Accounts

Rs. 750/- per account

Rs. 750/- per account

Rs. 750/- per account

*No Charges for closure of A/C within 14 days of opening.

  • Transfer of entire Balance in account to other Bank at the time of Account closure and Transfer of  Funds:  Actual Remittance Charges + Out of  Pocket Expenses.

RECURRING DEPOSIT
(for premature closure of RD account within one year of its opening)

Rs.100/- Per RD Account

Rs.100/- Per RD Account

Rs.100/- Per RD Account

Exemptions:: 1) Transfer from branch to branch. 2) Opening another account in joint names. 3) Death of the account holder Sentence is earlier below the RECURRING DEPOSIT line, now brought above RECURRING DEPOSIT line

TARIFF STRUCTURE FOR CBS CHARGES (revised charges w.e.f 01.08.2013)-Inter SOL


i) INTRACITY TRANSACTIONS (Branches located in the same centre)

Type of Transaction

Revised charges for CBS branches

a) Remittance of Cash

SB Accounts

No Charges

b) Cash Withdrawal

SB Accounts/ CA / OD / OCC Accounts

No Charges

c) Funds transfer

Free

 

d) Clearing

Free

 

e) Issue of DDs

Normal DD charges

 

ii) INTERCITY TRANSACTIONS : (Outstation Branches)

   

Type of Transaction

Charges for CBS branches

 

a) Remittance of Cash

 

SB Accounts

No Charges

 

b) Cash withdrawal

SB Accounts/CA /OD /OCC 
Accounts

No Charges

     

c) Funds Transfer For all types of accounts (SB / CA / OD / OCC A/cs )

Free

d) Deposit of cheques at drawee centers

No Charges (as applicable to local clearing). w.e.f 17.09.2013.

 

 

 

e) Issue of DDs

Normal DD charges

 

f) OSC

Up to and including Rs. 5000/ 
Above Rs 5000/ - and up to and including Rs 10,000/ - 
Rs. Rs 10,001/ - to Rs 1,00,000/ - 
Rs 1,00,001/ - and above

25/ - for SB account 50/- For other than SB account 
Rs 50 per instrument
Rs 100 per instrument 
Rs 150 per instrument

NOTE: The above OSC charges are per instrument fixed tariffs and all inclusive charges applicable to both individual and other than individual customers irrespective of the population group. No additional charges such as courier charges, out of pocket expenses etc., should be collected from the customers.

 

 

7. CASH HANDLING CHARGES


FOR CASH REMITTANCE TO SAVINGS BANK ACCOUNTS

FOR CASH REMITTANCE TO CA/OD/OCC ACCOUNTS

  • Up to Rs.50000/-

a) 3 Cash Remittance free in a month.
b) 4th Remittance onwards: Re.1 per thousand or part thereof with a minimum of Rs.50 and maximum of Rs.5000/- per transaction Plus GST.

  • Above Rs.50000/-

Re.1 per thousand or part thereof with a minimum of Rs.50/-  and maximum Rs.5000/- per transaction plus GST.

  • Up to Rs. 1,00,000/- remittance : FREE

 

  • For cash deposits above Rs. 1,00,000/- , cash handling charges at Re. 1/- per Rs. 1,000/- or part thereof;
  • With a minimum of Rs. 100/- per transaction and a maximum of Rs.5,000/- per transaction.

 

  • The charges are uniformly applicable to all branches.
  • If a customer makes two or more remittances of cash in a day, cash handling charges shall be collected, if the total remittance during the day exceeds the exempted limit of Rupees One Lakh.

Cash remitted at Cash Deposit Machine / Kiosks / Alternative Channels :

  • Regular cash handling charges shall be applied to SB and CA/OD/OCC accounts as applicable.
  • Cash remittances made at home and non-home branches, Cash Deposit Machines, Kiosks (even if remitted on previous holidays) would be clubbed together to arrive at the free entitlement and levy suitable charges as above.

Cash Remittance of Small Denominations (Rs.50 and below) - SB/CA/OD/OCC

  • Up to 1000 pieces/10 packets: No charges.
  • Beyond 1000 pieces/10 packets: Rs.10/- per packet or part thereof with a minimum of Rs.10/- and maximum of  Rs.10,000/-plus GST.

NOTE: SB/CA/OD/OCC - This is in addition to existing Cash Handling Charges.

8. Cash Withdrawal at Branches SB/CA/ OD/ OCC

  • Savings Account :
    • Up to 5 Cash Withdrawals in a month:  No charges.
    • Beyond 5 Withdrawals: Rs.100/- per transaction+ GST.
  • CA/OD/OCC Accounts :
    • Up to Withdrawal of Rs.5,00,000/- in a month: No Charges.
    • Beyond Rs.5,00,000/-  :  Rs.1/- per 1000, with a minimum of Rs.100/- and maximum of Rs.10,000/- + GST.

NOTE:  IT IS EXCLUDING ATM CASH WITHDRAWAL.

 

11. Excess Number of Withdrawals in SB Account

50 Debit Entries free per half year.if Debit entries (excluding Alternate Channels) exceeds 50 per half-year, either by cheques or otherwise, charges at Rs.10/- per Debit.

 

9.SERVICE CHARGES FOR CERTAIN SERVICES


PARTICULARS

REVISED CHARGES WITH EFFECT 
FROM 15.02.2011

1. Change of Nomination Facility

Noting Nomination first time: Free
Thereafter Rs. 100/- for every change of Nomination

2. Failed Standing Instruction 
(Due to Insufficient Funds)

w.e.f. 05/11/2018
Rs 100/- per instance)
(Above charges are NOT applicable for Delay in EMI / failed Installment of loan repayment)

3. Reset of Password in IMB

Rs. 10/- per case / instance, for every time changing the password

4.Addtion / Deletion of names

Rs 25/- per case / instance

5. Charges for recording reconstitution
of account

Rs 150/- per case / instance in case of
non-individuals

6. Copy of the paid cheque

Rs 50/- per cheque/instrument with minimum of Rs.100/-

7. TRANSFER OF SB / CA ACCOUNTS TO
BETWEEN BRANCHES

Flat Rs. 50/- plus Out of Pocket Expenses (OPE) for both SB Current Accounts.

8. Copy of loan paper / documents

Rs. 10/- per page with a minimum of Rs. 100/- in addition to OPE charges if any.

9. Duplicate PIN or Regeneration of PIN (ATM) Through Branch

 Rs. 100/- per instance

10. POSTAL TARIFF / OUT OF POCKET EXPENSES
Postal Tariff should be collected in all cases wherever applicable, including where at par facilities are granted, as follows:


a) Ordinary Post

w.e.f. 05/11/2018
Rs. 15/- per envelope or Actual whichever is higher

b) Regd / Courier

Rs. 50/- per envelope or Actual whichever is higher

c) Telegram / Fax / Telephone $ $ Only at the request of customer

Rs. 50/- per message or Actual whichever is higher

Note :: 1) Postages / Out of Pocket expenses are in addition to service charges applicable. 2) If two or more instruments favouring a single party are sent to the same branch / office of a bank together, in common single cover by post, in such cases postal tariff mentioned above as applicable to single cover / instrument may be collected. 3) If a single instrument is collected and credited to number of accounts actual / minimum postage may be shared amongst beneficiaries subject to minimum of Re.1/- per credit / customer.

Note 1) :: GST PLUS CESS THEREON SHALL BE COLLECTED IN ADDITION, WHEREVER APPLICABLE, AS PER CIRCULARS / COMMUNICATIONS ISSUED BY ET & T SECTION, FINANCIAL MANAGEMENT WING, HO.

Note 2) :: CHARGES ARE TO BE COLLECTED INVARIABLY FOR INDIVIDUALS & OTHER CUSTOMERS AND BOTH BY RURAL & OTHER BRANCHES UNLESS SPECIFICALLY MENTIONED.

LOAN PROCESSING CHARGES

Sl/No

SCHEMES

Processing Charges

Minimum(Rs.)

Maximum(Rs.)

01

Housing Loan

0.5%

1500.00

10000.00

02

Home Improvement Loan

0.5%

1500.00

10000.00

03

Canara Mobile (four wheelers)

0.25%

1000.00

5000.00

04

Canara Mobile (two wheelers)

0.25%

250.00

1000.00

05

Canara Budget

0.5%

1000.00

5000.00

06

Canara Rent

0.5%

5000

50000

07

Canara Mortgage

1%

5000

50000

08

Canara Trade/Trader’s Scheme

Workg Capital – Rs.100/- per lac (Max Rs 1 lac) Term Loan – 1% of the loan amt (No Max)

09

Canara Cash

0.1%

100.00

250.00

10

Teachers’ Loan

1%

50.00

NA

11

Swarna Loan

1%

1000.00

5000.00

12

Canara Site

As applicable to Housing Loan Scheme

13

Canara Pension

No Processing Charges

14

Doctors’ Choice

Up to Rs. 25000/- - NIL 
– Above Rs. 25000/- Working Capital – 0.1% of the loan amount with a minimum of Rs. 250/-. Term Loan – 1% of the loan amount

HOUSING LOAN WITH FIXED RATE OF INTEREST

Prepayment Charges


Solvency Certificate

 

 

 

Capacity/ Capability Certificate

 

 

 

For obtaining VISA for education purpose:

2% on the outstanding liability in case of take over of the loan by other bank / FI
Rs.300 per lakh.
Minimum Rs.1500+ GST
Maximum Rs.25000+ GST.

Rs.300 Per lakh.
Minimum Rs.1500+ GST
Maximum Rs.25000/- + GST

 

50% of the charges as mentioned above, Max Rs.2500/-+ GST.

 

Charges for late payment of EMI

NIL - only penal interest collected.

 

 

Disclaimer:

  • All the charges mentioned below are exclusive of GST and other applicable taxes.
  • All the charges mentioned are subject to change. Kindly refer the latest guidelines released for applicable charges from time to time. T&C apply

 

Schedule of Charges

Credit Card

Canara Credit Card - Corporate (Main card)

Rs 250/-

Canara Credit Card - Classic/Standard

NIL

Canara Credit Card Gold

NIL

Canara Secured Credit Card

NIL

Canara World Card

NIL

Canara “Insta” Credit Card

NIL

Canara Rupay Classic Credit Card

NIL

Canara RuPay Platinum Credit Card

NIL

Canara RuPay Select Credit Card

NIL

Annual Fee

Canara Credit Card - Corporate (Only for Add on cards):

Rs. 400/-

Canara Credit Card - Classic/Standard (Main & Add on):

NIL

Canara Credit Card - Gold (Main & Add on) :

NIL

Canara Secured Credit Card

NIL

Canara World Card

NIL

Canara “Insta” Credit Card

NIL

Canara Rupay classic credit card

NIL

Canara RuPay Platinum Credit Card

NIL

Canara RuPay Select Credit Card

NIL

Card Inactivity Fee

Canara Credit Card - Corporate (Main & Add on):

NIL

 

Canara Credit Card - Classic/Standard- Main card Applicable only if the card turnover during the card year is less than Rs. 12000/-

 

Rs.400/-(Waived up to 31.3.2020)

 

Canara Credit Card - Classic/Standard- Add on cards: Applicable only if the card turnover during the card year is less than Rs. 12000/-

 

Rs.300/-(Waived up to 31.3.2020)

 

Canara Credit Card - Gold (Main & Add on) –: Applicable only if the card turnover during the card year is less than Rs. 25000/-

 

Rs. 750/-(Waived upto 31.3.2020)

 

Canara Secured Credit Card: Applicable only if the card turnover during the
card year is less than Rs. 12000/-

 

Rs.400/-

 

Canara World Card (Main & Add on): Applicable only if the card turnover during the card year is less than Rs.
50000/-

 

Rs.2000/- if turnover is below Rs 1,50,000/-

Revolving Facility

Charges on Revolved Amount: Where the cardholder has been permitted Revolving Credit facility, the cardholder needs to pay only the minimum due amount indicated in the bill. The unpaid portion will only attract service charges:

 

2.5% p.m. (30% p.a.) From the due date

Canara Secured Credit Card: Where the cardholder has been permitted Revolving Credit facility, the
cardholder needs to pay only the
minimum due amount indicated in the bill. The unpaid portion will only attract service charges:

 

2% p.m. (24% p.a.) From the due date

 

Minimum repayment on Revolving Credit:

5% of the billed amount, subject to a minimum of Rs. 100

 

Mark up in case of Transaction in foreign currency ( Applicable to cards enabled for Global Usage )

 

Up to 3%

 

Duplicate Statement:

Rs. 10 per page

 

Cheque dishonor charges or unsuccessful payment instructions:

Rs. 50

 

Card year is the 12 months period from the month of issue of the card viz., if the card is issued in May 2019, then card year is "May 2019 to April
2020".

Cash Withdrawal Charges (against credit card account)

 

Transaction fee for cash withdrawal against your Credit account at our ATMs and branches

3% of the transaction amount subject to a minimum of Rs.
30/- for every Rs. 1000 or part thereof.

 

*Use of other Bank ATMs attracts extra charges levied by the respective banks.

General

Hot listing charges

Rs.150/-

 

Copy of charge slip:

Domestic Rs. 100/- International US $10/- or equivalent

Original Charges slip: If processed by our Bank

USD 2.00*

 

If Procured from other Bank

USD 6.00 * * Approximate rupee equivalent is charged

Collection charges for outstation cheques

Rs. 100 per instrument + other banks charges if any

Charges in respect of notices / reminders sent to cardholders having over dues

 

Rs. 50/- per notice

SERVICE CHARGES FOR DELAYED PAYMENT:

 

Delayed payment beyond due date For Revolving facility: - For Non revolving facility:-

2% Minimum - Rs. 10/-. Maximum - Rs. 150/- 2% Minimum Rs. 20/- Maximum - Rs. 300/-

*All other out of pocket expenses incurred for any services rendered will be collected in addition to the fees/charges mentioned above.

FUEL SURCHARGE:

 

 

 

 

Fuel Surcharge on purchase of petroleum products

 

2.5% of the Transaction Amount, with a Min. Rs.10/- (presently charged by the acquiring Banks) Maximum of Rs. 100/- for the billing month would be reimbursed in the following cases:

Card should have been used for a minimum amount of
Rs.2,500/- for purchase transactions during the billing month.

Minimum purchase of petrol & petroleum products per occasion (ticket size) for reckoning under this scheme is Rs 400/-

 

DEBIT CARDS

CLASSIC/STANDARD DEBIT CARD

PLATINUM DEBIT CARD

BUSINESS DEBIT CARD

Enrolment Fee

NIL

NIL

NIL

Activation/Membership Fee

NIL

NIL

NIL

Annual Fee

Rs.120/-

Rs.200/-

NIL

Hotlist / duplicate card on account of loss of card

Rs.150/-

Rs.150/-

Rs.150/-

Replacement Card

NIL

Rs.50/-

Rs.50/-

Transaction charges at Canara Bank ATM

NIL

NIL

NIL

 

Where the total number of financial & non-financial transactions at other Bank ATMs exceed 3* in a calendar month (for SB account holders), charges applicable: (The cap in number of transactions is 3 in six metros viz Bangalore, Chennai, Delhi, Kolkata, Mumbai & Hyderabad)
For non financial transaction, charges :
Financial transaction, charges:

 

 

 

Rs 10/-

 

 

Rs 20/-

 

 

 

Rs 10/-

 

 

Rs 20/-

 

 

 

Rs 10/-

 

 

 

Rs 20/-

 

ATM Service Declined charges : Only for insufficient funds (when used in other bank ATMs)

 

Rs. 20/-.

 

Rs. 20/-.

 

Rs 20/-

Charges for request for copy of charge slips: For transaction at our Merchant Establishments

For transactions at other Bank Merchants

Actual cost with a
minimum of Rs 100

Actual cost with a minimum of Rs 125

Actual cost with a
minimum of Rs 100

Actual cost with a minimum of Rs 125

Actual cost with
a minimum of Rs 100

Actual cost with a minimum of Rs 125

 

For transactions abroad Charge Slip Retrieval: Charged when a customer requests a copy of sales draft in order to substantiate a transaction.

 

Rs. 300/- for retrieval.

 

Rs. 300/- for retrieval.

 

Rs 300/-

Charges for SMS Alerts
/message sent to customers

(The above charges shall not be applicable to Jan Dhan accounts, Canara Basic Savings Bank deposit account and other financial inclusion SB accounts)

 

 

Rs.15/- per quarter per customer

 

 

Rs.15/- per quarter per customer

 

 

Rs.15/- per quarter per customer

Debit card inactivity fee

NIL

NIL

Rs 300

Cash Withdrawal at PoS

1% of the transaction amount

1% of the transaction amount

1% of the
transaction amount

 

GREEN PIN

1ST TIME PIN GENERATION

FREE

REGENERATION OF PIN

Rs 50/-

 

Mobile Banking & UPI Management Section

IMPS Charges

Charges (*)

Up to Rs.5000/-

Free

Above Rs.5000/- to Rs.25000/-

Rs.5/-

Above Rs.25000/- to Rs.100000/-

Rs.10/-

Above Rs.100000/-

Rs.18

(*) Excluding GST.

 

 

                                            Schedule of fee for Canara Gift card                                          

Gift Card Issue & refund fee:

 

Fee Type

 

Fee (applicable taxes extra)

Issue Charges

Rs. 50.00

Load charges

Rs. 20.00

Cancellation/Refund

Rs. 50.00

 

Schedule of Charges

BHIM Aadhaar PoS and UPI Merchant Section

BHIM Aadhaar PoS

 

Charges

MDR Charges

 

 

Time Period

Transaction Value

MDR Charges

 

01.01.2018 to 31.12.2019

 

Up to Rs.2000/-

 

Nil*

 

Above Rs.2000/-

 

@0.25% of Transaction Value

Rental Charges

Rs. 50/- + GST per month

 

BHIM QR

 

 

MDR Charges

 

 

Time Period

Transaction Value

MDR Charges

01.01.2018 to 31.12.2019

 

Up to Rs.2000/-

 

Nil*

Above Rs.2000/-

@0.65% of Transaction Value*

 

(*min. MDR is Rs. 1/- per txn)

Rental Charges

Nil

 

 

Disclaimer:

  • All the charges mentioned are exclusive of GST and other applicable taxes.
  • All the charges mentioned are subject to change. Kindly refer the latest guidelines released for applicable charges from time to time.