Rural Development Schemes


Rural Clinic Service (RCS) ,a novel scheme was introduced in our Bank during 1983.The objective of the scheme is to provide basic medical services to the backward villages lacking medical facilities besides encouraging unemployed doctors to set up clinics there by promoting self employment. Monitory incentives will be given to the doctors who are willing to extend medical services besides reimbursement of cost of medicines , to enable them to provide free medicine to poor patients.

Our bank is implementing two types of RURAL CLINIC Schemes through rural branches at present

1.Rural clinic at village- : The clinic will be opened in the village which is not having medical doctor and medical facilities. The clinic will be run by willing qualified /registered doctors in Allopathic, Ayurvedic, Homeopathic or other recognized branches of Indian medicine. The clinic will function for 6 hours per day for 6 Days in a week.


Rural Clinic at Village @ 6 hours working per day

Period One year(12Months)

  1. Incentive to Doctor
  2. Reimbursement of cost of medicines
  3. Period


Total incentives er clinic for one year

Rs.8000/- per month

Rs.5000/- per month

Initially for one year from the date of commencement of functioning of the RCS


2. Rural Clinic Service at Selected Branch Premises:

The clinic will be opened in the branch premises of a rural branch, in case of non availability of suitable premises in villages. The necessary infrastructure to start the clinic will be provided by the bank. The clinic is run by willing qualified /registered doctors in Allopathic, Ayurvedic, Homeopathic or other recognized branches of Indian medicine. The clinic will function for 3 days in a week on alternate days without affecting day to day functioning of the branch. This will facilitate the visiting customers of branch to avail the medical facilities also, in one visit

1.Rural Clinic at branch premises @ 6 hours working per day will function for 3 days in a week on alternate days without affecting branch day to day functioning.

Period One year(12Months)



2.Incentive to Doctor

3.Reimbursement of cost of medicines


Total incentives per clinic for one year


Rs.6000/- per month

Rs.3000/- per month

One year from the date of functioning of the RCS




1.Fixed infrastructure per clinic for one Time only .i.e First time

i)Basic medical equipments

ii)Refrigerator/Partitions/visitors benches/Fans etc.






The scheme is implemented through rural branches of 31 circles of Bank covering 18 states, during the year 2012-2013.


The scheme introduced in the year 1996 to commemorate Bank's 90th year of establishment to provide safe drinking water to SC/ST/Backward communities of rural areas coming under lead districts of the Bank. Acute shortage of drinking water faced by the impacted community has driven the Bank to respond to their needs. Governments alone cannot meet the basic needs of the people and this has prompted the Bank to take up community development projects like JALAYOGA.

The Bank through its operating mechanism identifies the areas for implementation of the scheme. The necessary land is allotted/granted by the Village Panchayat/ Village Development Committee. The Bank funds the project and implements through its branches.

A sum of Rs. 3.00 lakhs per project is released and any extra cost towards the project is to be borne by the local bodies. After completion, the system is handed over to the local bodies for future maintenance and servicing.

iii. MOBILE SALES VAN (Nammura Santhe)


Canara Bank, as part of its Corporate Social Responsibility (CSR) initiatives has sponsored a Retail Mobile Marketing Van for Display cum Sale of House hold products, articles made by Self - Help Groups, Small women entrepreneurs, Artisans, Self Employed women, etc.

This van is custom built high tech, solar powered, equipped with computerized billing, swiping machine for credit/debit card acceptance. This marketing van will be stationed in important locations of Bangalore to enable the citizens of the city to see and purchase the products manufactured by artisans and other underprivileged women entrepreneurs. This Mobile Van thus provides a platform for publicity of products in the entire city instead of being restricted to one area/locality.

This is a hand holding effort by Canara Bank in support of Women entrepreneurs, SHG’s and SHG members etc.

The mobile sales van has been provided in 5 centres   viz ; Bangalore, Holalur, (Karnataka) Aligarh (Uttar Pradesh) , Pudupudur (Tamilnadu) and Thrissur (Kerala).