Agricultural Innovation Centre (AIC), Priority Credit Wing, was established in the year 1988 as a specialized cell for assessing the viability of Agro based projects and to provide consultancy services to the entrepreneurs in Agricultural sector. The section is equipped with well-trained agricultural graduates having good knowledge and experience in the field of project appraisal.


The project reports prepared by Agricultural Innovation Centre are accepted by all the major banks and financial institutions.


AIC is not only involved in appraisal of proposals but has also taken initiatives in identifying agricultural clusters and formulating Area Specific Schemes which are having high potential to absorb bank credit.


Since inception AIC has handled more than 1700 projects involving an outlay of more than Rs. 8300 crores in the following Sectors


  1. Farm Credit:
  • Poultry
  • Dairy
  • Fishery
  • Small Ruminants
  • Poultry
  • Bee-keeping
  • Sericulture
  • Horticulture
  • Floriculture etc.


  1. Agriculture Infrastructure:
  • Cold chain and Cold Storage
  • Silos
  • Market Yards
  • Warehouses
  • Soil Conservation and watershed development
  • Plant Tissue Culture and Agri biotechnology
  • Seed production
  • Prodcution of bio-pesticide, bio-fertiliser & vermi composting


  1. Ancillary Activities
  • Food and Agro Processing Industries

1.Dairy Processing
2.Fruits and Vegetables processin
3.Meat and Poultry Processing
4.Fish and Shrimp Processing

Note: The above list is only indicative but not exhaustive