Agricultural Innovation Centre (AIC), a division of Priority Credit & Financial Inclusion Wing, was established in the year 1988 as a specialized cell for assessing the viability of agro based projects and to provide consultancy services to the entrepreneurs in agricultural sector. The section is equipped with well-trained agricultural graduates having good knowledge and experience in the field of project appraisal. The section, since inception has appraised good number of projects on agriculture and allied activities.


The project reports prepared by Agricultural Innovation Centre are accepted by all the major banks and financial institutions.


AIC as a section is not only involved in appraisal of proposals but has also taken initiatives in identifying agricultural clusters and formulating Area Specific Schemes which are having high potential to absorb bank credit. AIC now is One-Stop-Shop for all the agricultural entrepreneurs looking for handholding and guidance to fulfill their dreams.


The Division, since inception, has handled more than 1700 projects involving an outlay of more than Rs. 8300 crores in the sectors like Floriculture, Mushroom, Dairy, Poultry, Plantation Projects, Food and agro Processing, Bio-technology, Cold Storage, Fisheries, etc. which included public issue appraisals also. The appraisal reports of this innovative arm of the Bank are accepted by all the major Banks and Financial Institutions.