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Swarna Loan(Gold Loan)

If you need funds for purposes like medical expenses or any other contingencies, Swarna Loan Scheme is ideal for you.

  • Hassle-free, quick loan, co-obligation and no guarantee required.
  • Reasonable rate of interest
  • To meet medical expenses and other unforeseen commitments / contingencies and investment / domestic purposes.
  • The entire loan is to be repaid within 12 months from the date of sanction as bullet payment along with interest.
  • Interest will be accrued to the account at monthly rests compounded but will become due for payment along with principal only at maturity.
  • Credit-worthy SB Account holders with satisfactory dealings or new customers properly introduced and credit-worthy.
  • Minimum Rs. 10,000/- Maximum Rs.10,00,000/
  • Application for Swarna Loan
  • Certificate by the Jewel Appraiser (Bank will arrange)
  • Salary Certificate and Form No.16 / income proof
  • Specially minted gold coins sold by any Bank
  • Gold Ornaments