To meet genuine personal/domestic needs other than speculative purpose.
- Confirmed employees of reputed PSUs and Joint Stock Companies
- Confirmed Central / State Government officials
- Lecturers / Asst. Professors / Professors of Colleges / Research Institutions and Universities.
- IT/BT Companies.
- Employees salary account has to be maintained with our branch
- Minimum Net Take Home Salary should not be less than 25% or Rs.10,000/- per month whichever is higher after meeting the proposed loan installments.
- Salaried: - Six months' gross salary or Rs.3.00 lakh whichever is less.
- Higher quantum also considered selectively.
- Salaried : In convenient Equated Monthly Instalments upto 60 months.
- Salaried : Normally, Co-obligation is required equal to loan amount.
- 0.5% of the loan amount subject to a minimum of Rs.1000/- and maximum of Rs.5000/-.
- Stipulated Loan Application with 2 copies of passport size photographs
- Latest Salary Certificate and Form No.16 / ITR/ITAO for last 3 years.
- Pronote / Pronote Covering Letter