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canara bank
  • About Us
    • Board of Director
  • Financial Results
  • PMJDY and Financial Inclusions
  • Press Release
  • Tenders
  • E Auction Properties
  • Announcements
  • Careers
  • Personal Banking canara
    • Savings & Deposits
    • Loan Products
    • Technology Products
    • Mutual Funds
    • Insurance Business
    • International Services
    • Card Services
    • Consultancy Services
    • Depository Services
    • Ancillary Services
    • Approved Housing Projects
    • How To Apply
  • Corporate Banking canara
    • Accounts & Deposits
    • Supply Chain
    • Loans & Advances
    • Syndication Services
    • IPO Monitoring Activity
    • Merchant Banking
    • TUF Schemes
    • Canara eTax
  • Investor Relation canara
    • Contact Us
    • Appeal to Physical Shareholders of Canara Bank
    • Join 20th e-AGM [NEW]
  • Canara Easy Fee
  • NRI Banking canara
    • Deposit Products
    • Loans & Advances
    • Remittance Facilities
    • Investment Facilities
    • Consultancy Services
    • Other Services
    • NRI News Bulletin
    • Contact Details
    • FAQs
    • FATCA / CRS - Self Declaration Form
  • Priority Portal canara
    • Schemes
    • RRB Section
    • Agri-Marketing
    • Agricultural Innovation Centre
    • Rural Development
    • CED for Women
    • Sustainable Development and Corporate Social Responsibility (SD-CSR)
    • Lead Bank
    • In Promotion Of Self Employment
    • RURAL DEVELOPMENT SCHEMES
    • SUPPORT INITIATIVES
    • Agriculture loan Application formats
  • Net Banking
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  • Canara Home Loan Plus
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Got any Questions?
Call us Today!

Toll Free Numbers

1800 425 0018
1800 103 0018
1800 208 3333
1800 3011 3333


Non Toll Free Numbers
(if calling from outside India)

+91-80-22064232

Customers are requested to call on our
mentioned Toll Free Numbers only for any
complaints/issues. Bank shall not be
responsible for any consequences arising
out of customers calling any other
unverified numbers.

Canara Home Loan Plus

ELIGIBILITY

  • Existing housing loan borrowers in the age group of 18 to 70 years, whose have a satisfactory repayment track record irrespective of period run with our Bank subject to specific terms and conditions subject to scheme guidelines.

PURPOSE

  • To meet domestic needs/ medical expenses / educational expenses of children/dependents/ unforeseen contingencies etc., other than speculative purposes

TYPE OF LOAN

  • Term Loan.

QUANTUM OF LOAN

FOR SALARIED CLASS
  • 10 months’ gross salary subject to a maximum of Rs.25.00 lakhs
FOR NON-SALARIED CLASS
  • 85% of 3 years average gross income of the applicant subject to a maximum of Rs.25.00 lakhs

RATE OF INTEREST

Click here for Rate of Interest

MARGIN

  • NIL

  • NTH:

    (i) Salaried Class: 40%

    (ii) Non-Salaried Class: Annual EMI commitments shall not be more than 50% of Annual Income.

OTHER CONDITIONS

  • In case of pre-closure of housing loan liability, liability under “Canara Home Loan Plus” loan account has to be cleared first.

SECURITY

  • Continuing security of the property mortgaged for Housing Loan
  • Further EMT is to be created for “Canara Home Loan Plus”.
  • Release of security is only on closure of both the loans.

REPAYMENT PERIOD

If Loan is sanctioned:

  • Left over repayment period of existing housing loan or 120 EMIs, whichever is less.
  • This is subject to clearance of loan before borrower attains the age of 70 years.

PROCESSING CHARGES

  • 0.50% of loan amount; Min Rs.100/-; maximum Rs.500/-

EMI Calculator

  • EMI Calculator
Got any Questions?
Call us Today!

Toll Free Numbers

1800 425 0018
1800 103 0018
1800 208 3333
1800 3011 3333


Non Toll Free Numbers
(if calling from outside India)

+91-80-22064232

Customers are requested to call on our
mentioned Toll Free Numbers only for any
complaints/issues. Bank shall not be
responsible for any consequences arising
out of customers calling any other
unverified numbers.
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Last Updated on: 17/05/2022 |   Visitors: 29789        

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