To meet any genuine personal/domestic needs and not for speculative purposes.
All confirmed teaching / non-teaching staff working in a school / college - drawing salary through our branches, with an undertaking letter from salary disbursing authority at District/Block level not to shift the salary account without NOC from the branch.
Net take home after meeting the proposed EMI should be minimum 30% of the gross salary Or Rs. 10,000/- whichever is higher
Quantum of Loan
6 months gross salary subject to a maximum of Rs 2 lacs by branch in charge of small, medium & large branches as well as Credit Managers/Senior Managers in VLBs/ELBs.
10 months gross salary subject to a maximum of Rs 3 lakhs by CM/VLB, AGM/ELB, DM/AGM-RO-CAC, DM-CO-CAC/AGM-CO-CAC and above authorities.
Customers are requested to call on our mentioned Toll Free Numbers only for any complaints/issues. Bank shall not be responsible for any consequences arising out of customers calling any other unverified numbers.