Individual house hold Income in Rural, Urban, Metro areas and members of Self Help Groups i. Up to ?1,00,000/- p.a. ii. Above ?1,00,000/- & up to ?3,00,000/- p.a.
Maximum quantum of Loan:
As per General Housing Loan Scheme guidelines.
Click here for Rate of Interest
Mortgage of Residential site/Property.
Hypothecation of the assets created out of the loan proceeds.
Eligible loans in Urban areas shall be covered under Credit Risk Guarantee Fund Scheme for Low Income Housing (CRGFS) of NHB.
Not exceeding 30 years or 75 years of age of the borrower whichever is earlier.
0.50% of the loan amount (Minimum of Rs 1,500 and Maximum of Rs 10,000)
At your choice. In case of take over of liability by other banks / HFIs, no prepayment penalties in respect of Housing Loans carrying floating rate of interest.
Toll Free Numbers
Non Toll Free Numbers(if calling from outside India)