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<div class="content">

<h1 class="text-center hidemobile">Canara Kuteer – Housing Loan Scheme</h1>

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<h3 id="ui-accordion-accordion-header-0" class="ui-accordion-header ui-helper-reset ui-state-default ui-accordion-header-active ui-state-active ui-corner-top ui-accordion-icons">PURPOSE</h3>

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<ul>

<li>For acquiring a residential site and constructing a house thereon.</li>

<li>Acquisition and purchase of new or old dwelling units.</li>

<li>Construction of house on already owned Site / plot.</li>

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<h3 id="ui-accordion-accordion-header-1" class="ui-accordion-header ui-helper-reset ui-state-default ui-corner-all ui-accordion-icons">ELIGIBILITY</h3>

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<p>Individual house hold Income in Rural, Urban, Metro areas and members of Self Help Groups i. Up to ?1,00,000/- p.a. ii. Above ?1,00,000/- & up to ?3,00,000/- p.a.</p>

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<h3 id="ui-accordion-accordion-header-2" class="ui-accordion-header ui-helper-reset ui-state-default ui-corner-all ui-accordion-icons">LOAN QUANTUM</h3>

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<p>Maximum quantum of Loan:</p>

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<li>For Household income of Up to ?1,00,000/- p.a : - ? 5,00,000/- </li>

<li>For Household income of above ? 1,00,000/- & up to ? 3,00,000/- p.a : - ? 10,00,000/- </li>

</ol>

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<h3 id="ui-accordion-accordion-header-3" class="ui-accordion-header ui-helper-reset ui-state-default ui-corner-all ui-accordion-icons">MARGIN</h3>

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<p>As per General Housing Loan Scheme guidelines.</p>

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<h3 id="ui-accordion-accordion-header-4" class="ui-accordion-header ui-helper-reset ui-state-default ui-corner-all ui-accordion-icons">RATE OF INTEREST</h3>

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<p><a href="../User_page.aspx?othlink=13" target="_blank">Click here for Rate of Interest</a></p>

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<h3 id="ui-accordion-accordion-header-4" class="ui-accordion-header ui-helper-reset ui-state-default ui-corner-all ui-accordion-icons">SECURITY</h3>

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<p>Mortgage of Residential site/Property.</p>

<p>Hypothecation of the assets created out of the loan proceeds.</p>

<p>Eligible loans in Urban areas shall be covered under Credit Risk Guarantee Fund Scheme for Low Income Housing (CRGFS) of NHB.</p>

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<h3 id="ui-accordion-accordion-header-6" class="ui-accordion-header ui-helper-reset ui-state-default ui-corner-all ui-accordion-icons">REPAYMENT</h3>

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<p>Not exceeding 30 years or 75 years of age of the borrower whichever is earlier.</p>

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<h3 id="ui-accordion-accordion-header-8" class="ui-accordion-header ui-helper-reset ui-state-default ui-corner-all ui-accordion-icons">PROCESSING CHARGES</h3>

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<p>0.50% of the loan amount (Minimum of Rs 1,500 and Maximum of Rs 10,000)</p>

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<h3 id="ui-accordion-accordion-header-8" class="ui-accordion-header ui-helper-reset ui-state-default ui-corner-all ui-accordion-icons">PRE-PAYMENT</h3>

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<p>At your choice. In case of take over of liability by other banks / HFIs, no prepayment penalties in respect of Housing Loans carrying floating rate of interest.</p>

</div>

</div>

 

</div>

</div>

Got any Questions?
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Toll Free Numbers

Canara Bank
1800 425 0018
e-Syndicate
1800 208 3333
1800 3011 3333


Non Toll Free Numbers
(if calling from outside India)

+91-80-22064232

Customers are requested to call on our
mentioned Toll Free Numbers only for any
complaints/issues. Bank shall not be
responsible for any consequences arising
out of customers calling any other
unverified numbers.
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