• To meet the general business requirements.
  • Lower Rate of Interest.
  • No Prepayment penalty
  • Minimal processing charges
  • Multiple transactions within the limit allowed.
  • Quick processing and disbursement.
  • To provide financial assistance to MSME units for fund based requirements for general business purpose & to augment working capital, acquiring machinery/ equipment/ tools for repairs, renovations etc.

    Nature of Facility

    • Overdraft

    Loan Quantum

    • 70% of the Appraised Value of Gold.
    • Minimum Amount - Rs. 50000/-
    • Maximum amount - Rs. 35 Lakh.
      Subject to a ceiling of Rs. 35 Lakh per Borrower under MSME Gold Loan schemes.


      Pledge of

    • Gold ornaments/Jewellery.
    • Specially minted Gold coins sold by banks up to 50 grams per customer.

    Repayment tenure

    • The entire loan is to be repaid within 12 months Interest is to be serviced at monthly intervals.

    Nomination Facility is available

  • MSME Units (Individuals and Proprietorship Firm only), both borrowing & non-borrowing units of our Bank.
    Unit/ Shop shall be with running activity.
  • Interest Rate as RLLR

Loan Quantum

Processing Charges

Up to Rs.0.25 Lakh


Above Rs 0.25 Lakh to Up to Rs.1.00 Lakh


Above Rs.1.00 Lakh Up to Rs.3.00 Lakh


Above Rs.3.00 Lakh Up to Rs.5.00 Lakh


Above Rs.5.00 Lakh Up to Rs.10.00 Lakh


Above Rs.10.00 Lakh


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Last updated on 07-10-2023 01:56 PM

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