Canara Budget

• To meet genuine personal/domestic needs other than speculative purpose.

All confirmed employees of:

1. Central/State Government.
2. Reputed PSUs/Joint Stock Companies.
3. Reputed Corporates/Public Limited Companies/Private Institutions.
4. Lecturers/Asst. Professors/Professors of Colleges/ Research Institutes and Universities.
5. IT/BT Companies.

• Salaried: - Six months' gross salary or Rs.3.00 lakh whichever is less.
• Higher quantum also considered selectively.

• Overdraft (clean) facility up to a maximum of Rs. 3.00 lakhs (subject to renewal once in 2 years) may be extended to the Top Executives in the cadre of Secretary, Additional/Joint Secretaries and above in Central Governments/Secretaries to State Government and Top Executives of big Corporate/public sector undertakings such as Chairman/MD/ED or equivalent post only.

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• Salaried : In convenient Equated Monthly Instalments upto 60 months.

• Co-obligation good for the loan amount.

• 0.5% of the loan amount subject to a minimum of Rs.1000/- and maximum of Rs.5000/-.

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  • Stipulated Loan Application with 2 copies of passport size photographs
  • Latest Salary Certificate and Form No.16 / ITR/ITAO for last 3 years.
  • Co-obligation
  • Pronote / Pronote Covering Letter